Can A Chef Afford Rent in Phillipsburg, NJ?
Stretched but workable — rent takes 33.4% of gross income.
Phillipsburg rent: July 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).
About rent and a chef salary
Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.
Cheaper rent nearby
These New Jersey cities have lower median rent than Phillipsburg, which improves the affordability math on a chef salary:
Compare with full rent data for Phillipsburg
View full rent data for Phillipsburg, NJ →Frequently asked questions
Can a chef afford rent in Phillipsburg, NJ?
Median rent in Phillipsburg is $1,997 a month. A typical chef in New Jersey earns about $71,848 a year, which makes that rent 33.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a chef afford in Phillipsburg?
Using the 30% rule, a chef salary in New Jersey (~$71,848/yr) supports up to $1,796 a month in rent. Phillipsburg's current median rent is $1,997/mo, which is $201/mo over the affordability threshold.
How many hours does a chef work to cover rent in Phillipsburg?
At an hourly equivalent of about $35 an hour, a chef in New Jersey works roughly 57.8 hours a month to cover Phillipsburg's median rent of $1,997.
Where is rent cheaper than Phillipsburg for a chef?
Nearby New Jersey cities with lower median rent include Bordentown Township ($1,996/mo), Bordentown Township ($1,996/mo), Harrison ($1,995/mo). Each shifts the affordability math materially on a chef salary.