City Report · NJ

Phillipsburg

Pop. 15,299·160th most expensive in New Jersey·Phillipsburg rents are up 14.0% over the past year
Median rent (all units)
$2,000/mo
Year-over-Year
+14.0%
Month-over-Month
+0.6%
vs US Median
+$35
Rising (Monthly)
Be the first to discuss Phillipsburg rents
Most AffordableMost Expensive
Phillipsburg · $2,000
More expensive than 59% of US cities · National median $1,965/mo
Rent Reality Score
38/100
Overpriced
OverheatedFairGreat value

Rents are 6% above what Phillipsburg's 10-year trend predicts — running hotter than its own history.

Actual rent
$2,000/mo
Expected by trend
$1,887/mo
The Rent Reality Score compares today's median rent to where Phillipsburg's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,340
1 BR
$1,350
2 BR
$1,630
3 BR
$2,090
4 BR+
$2,440
Research median
$1,630/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$24,000/yr
At $2,000/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 14.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+14.0% YoY, +0.6% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Phillipsburg, NJ is majority owner-occupied, 24.6% of residents hold a bachelor's degree or higher.

Population
15,299
Median income
$68,324
Median age
39.6
Renters
42.4%
Age distribution
20.5%
22.8%
26.9%
14.8%
14.9%
Under 1820.5%
18–3422.8%
35–5426.9%
55–6414.8%
65+14.9%
Gender
50%
50%
Male50%
Female50%
Race & ethnicity
65.8%
16%
16.6%
White65.8%
Black16%
Hispanic16.6%
Asian0.9%
Other0.7%
Education (25+)
42.2%
23%
24.6%
No HS diploma10.1%
HS diploma42.2%
Some college23%
Bachelor's+24.6%
Housing tenure
57.6%
42.4%
Owner57.6%
Renter42.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Phillipsburg, NJ has changed in 5 years

Rent
$1,507 → $2,000
up 32.7%
Income
$57,292 → $68,324
up 19.3%
Population
15,146 → 15,299
up 1.0%
Renter share
42.2% → 42.4%
+0.2 pts
Bachelor's+
21.3% → 24.6%
+3.3 pts
Median age
40.3 → 39.6
-0.7 yrs

The median rent in Phillipsburg, NJ stood at $1,507 in 2022 and currently runs about $2,000, reflecting a 32.7% increase over the period. Household income in the area moved from $57,292 to $68,324 across the same window, up 19.3% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 1.0% since 2021, moving from about 15,146 residents to roughly 15,299. College-educated residents now make up 24.6% of adults here, versus 21.3% in 2021. Reading these numbers side by side helps frame whether current listings in Phillipsburg, NJ look reasonable against where the market sat half a decade ago.

Community

Discussions about Phillipsburg

No discussions yet. Start the conversation.

View Phillipsburg rent history (2015–2026) →
Salary vs rent

Can you afford rent in Phillipsburg on your salary?

At $2,000/mo, how Phillipsburg rent compares to typical pay (30% rule).

By apartment size

Phillipsburg rent by bedroom count

Median rent for each apartment size in Phillipsburg. Click any size for full breakdown.

Local insights

Tips for renters in Phillipsburg

About renting in Phillipsburg, NJ

Last updated: July 20, 2026

The median rent in Phillipsburg is $2,000/mo as of July 2026. A studio apartment averages $1,340/mo while a 2-bedroom runs $1,630/mo. One-bedroom apartments average $1,350/mo and 3-bedroom units go for $2,090/mo.

At 35% of local median household income ($68,324/yr), Phillipsburg ranks as moderate compared to the national benchmark of 30%. Rents have increased 14.0% over the past year.

FAQ

Frequently asked questions

Is Phillipsburg an affordable city for renters?

Phillipsburg is considered moderate for renters. At $2,000/mo, rent takes approximately 35% of the local median household income ($68,324/yr). The standard benchmark is 30%. Phillipsburg slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Phillipsburg?

To keep rent at or below 30% of gross income, you would need to earn at least $80,000/year (~$38/hour full-time) to afford the median rent of $2,000/mo in Phillipsburg. The local median household income is $68,324/yr, meaning the typical Phillipsburg household falls short of that threshold.

Is rent going up or down in Phillipsburg?

Rent in Phillipsburg has increased 14.0% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Phillipsburg rent compare to other cities in New Jersey?

Phillipsburg is one of the more affordable cities in New Jersey for rent, ranking #160 out of 180 tracked cities at $2,000/mo.

Which nearby cities are cheaper to rent in than Phillipsburg?

Several nearby cities have lower median rents than Phillipsburg ($2,000/mo): Bangor ($1,313/mo), Bethlehem ($1,916/mo), Easton ($1,935/mo).

What percentage of Phillipsburg residents rent vs. own?

According to Census data, approximately 42.4% of Phillipsburg households are renters, while 57.6% are owner-occupied. Phillipsburg leans toward homeownership, which can mean a smaller rental inventory.

How does Phillipsburg rent compare to the national average?

Phillipsburg's median rent of $2,000/mo is $35 (2%) above the US national median of $1,965/mo. Within New Jersey, it ranks #160 out of 180 tracked cities.
Income Affordability
35%
MODERATE

At $2,000/mo, rent takes ~35% of Phillipsburg's median household income ($68,324/yr). The standard benchmark is 30%.

Phillipsburg 35%Benchmark 30%
State income tax1.4–10.75%
Run the Phillipsburg affordability calculator →
Lowest-rent ZIP codes in Phillipsburg
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Phillipsburg, NJ

Recent submissions

Be the first to submit your rent for Phillipsburg.

Recent discussions

No discussions yet.