Can A Chef Afford Rent in Loveland, OH?

Stretched but workable — rent takes 35.9% of gross income.

Loveland rent: June 2026. Salary: BLS OEWS May 2024 (Ohio state estimate).

Loveland median rent
$1,804/mo
Chef salary (Ohio)
$60,301/yr
Rent as % of income
35.9%
Gross monthly income works out to about $5,025, and the 30% rule supports up to $1,508/mo in rent. Loveland's median rent of $1,804 exceeds that threshold by $296/mo, putting a chef salary into the rent-burdened range here. A chef works roughly 62.2 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Ohio cities have lower median rent than Loveland, which improves the affordability math on a chef salary:

Lebanon, OH
$1,801/mo (35.8% of income)
West Chester, OH
$1,801/mo (35.8% of income)
Oxford, OH
$1,800/mo (35.8% of income)

Compare with full rent data for Loveland

View full rent data for Loveland, OH

Frequently asked questions

Can a chef afford rent in Loveland, OH?

Median rent in Loveland is $1,804 a month. A typical chef in Ohio earns about $60,301 a year, which makes that rent 35.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a chef afford in Loveland?

Using the 30% rule, a chef salary in Ohio (~$60,301/yr) supports up to $1,508 a month in rent. Loveland's current median rent is $1,804/mo, which is $296/mo over the affordability threshold.

How many hours does a chef work to cover rent in Loveland?

At an hourly equivalent of about $29 an hour, a chef in Ohio works roughly 62.2 hours a month to cover Loveland's median rent of $1,804.

Where is rent cheaper than Loveland for a chef?

Nearby Ohio cities with lower median rent include Lebanon ($1,801/mo), West Chester ($1,801/mo), Oxford ($1,800/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Ohio state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Loveland, OH. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.