Can A Chef Afford Rent in Stephenville, TX?

Comfortably affordable — rent takes 17% of gross income.

Stephenville rent: July 2026. Salary: BLS OEWS May 2024 (Texas state estimate).

Stephenville median rent
$899/mo
Chef salary (Texas)
$63,509/yr
Rent as % of income
17%
Gross monthly income works out to about $5,292, and the 30% rule supports up to $1,588/mo in rent. Stephenville's median rent of $899 leaves roughly $689/mo of headroom under that threshold. A chef works roughly 29.4 hours a month to cover that rent.

About rent and a chef salary

Chef pay varies sharply by restaurant type, with executive chefs at high-end establishments earning materially above the BLS mean. At the national-average chef salary, the 30% rule supports about $1,604 a month in rent.

Cheaper rent nearby

These Texas cities have lower median rent than Stephenville, which improves the affordability math on a chef salary:

Paris, TX
$890/mo (16.8% of income)
Harlingen, TX
$876/mo (16.6% of income)
Clute, TX
$869/mo (16.4% of income)

Compare with full rent data for Stephenville

View full rent data for Stephenville, TX

Frequently asked questions

Can a chef afford rent in Stephenville, TX?

Median rent in Stephenville is $899 a month. A typical chef in Texas earns about $63,509 a year, which makes that rent 17% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a chef afford in Stephenville?

Using the 30% rule, a chef salary in Texas (~$63,509/yr) supports up to $1,588 a month in rent. Stephenville's current median rent is $899/mo, which leaves a $689/mo buffer.

How many hours does a chef work to cover rent in Stephenville?

At an hourly equivalent of about $31 an hour, a chef in Texas works roughly 29.4 hours a month to cover Stephenville's median rent of $899.

Where is rent cheaper than Stephenville for a chef?

Nearby Texas cities with lower median rent include Paris ($890/mo), Harlingen ($876/mo), Clute ($869/mo). Each shifts the affordability math materially on a chef salary.

Methodology: Salary uses the BLS-derived Texas state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Stephenville, TX. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.