Can An Elementary School Teacher Afford Rent in Modesto, CA?
Stretched but workable — rent takes 30.1% of gross income.
Modesto rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).
About rent and an elementary school teacher salary
Teacher affordability is one of the sharpest local-rent lenses available, because public-school pay scales are set by state and district while rent is set by local market conditions. The result is that two teachers with identical credentials can face very different rent burdens depending on where they teach. At the national-average teacher salary, the 30% rule supports about $1,677 a month in rent — comfortable in most of the Midwest and South, tight in mid-cost cities, and out of reach without roommates in the most expensive coastal markets. The per-city pages below combine local rent with local teacher-pay estimates to show where the math works.
Cheaper rent nearby
These California cities have lower median rent than Modesto, which improves the affordability math on an elementary school teacher salary:
Compare with full rent data for Modesto
View full rent data for Modesto, CA →Frequently asked questions
Can an elementary school teacher afford rent in Modesto, CA?
Median rent in Modesto is $1,986 a month. A typical elementary school teacher in California earns about $79,154 a year, which makes that rent 30.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can an elementary school teacher afford in Modesto?
Using the 30% rule, an elementary school teacher salary in California (~$79,154/yr) supports up to $1,979 a month in rent. Modesto's current median rent is $1,986/mo, which is $7/mo over the affordability threshold.
How many hours does an elementary school teacher work to cover rent in Modesto?
At an hourly equivalent of about $38 an hour, an elementary school teacher in California works roughly 52.2 hours a month to cover Modesto's median rent of $1,986.
Where is rent cheaper than Modesto for an elementary school teacher?
Nearby California cities with lower median rent include Huntington Park ($1,985/mo), Huntington Park ($1,985/mo), Ceres ($1,985/mo). Each shifts the affordability math materially on an elementary school teacher salary.