City Report · CA

Modesto

Pop. 219,215·337th most expensive in California·Rental market data updated monthly for Modesto, CA
Median rent (all units)
$2,022/mo
Year-over-Year
+1.8%
Month-over-Month
+0.3%
vs US Median
+$90
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Modesto · $2,022
More expensive than 62% of US cities · National median $1,932/mo
Rent Reality Score
76/100
Good value
OverheatedFairGreat value

Rents are 13% below what Modesto's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,022/mo
Expected by trend
$2,328/mo
The Rent Reality Score compares today's median rent to where Modesto's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,143
1 BR
$1,222
2 BR
$1,582
3 BR
$2,217
4 BR+
$2,580
Fair Market Rent (HUD)
$1,582/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,022 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Modesto usually run 0.7% below trend in January and 0.7% above it in August, about $28 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Modesto is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of California

Rent in Modesto changed +1.8% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Rent vs. income since 2019

From 2019 to 2024, rent in Modesto rose 42.5% while median household income rose 34.8% ($59,287 to $79,891). Rent outpaced income.

Since before the pandemic

Rent in Modesto is 41.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 4 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($79,891) is $1,997 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,582); a 3-bedroom is $2,217.

Spread across ZIP codes

The priciest of 5 ZIP codes in Modesto, 95355 ($2,112/mo), costs 22% more than the cheapest, 95351 ($1,725/mo).

From Zillow's monthly rent index (ZORI) for Modesto. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,264/yr
At $2,022/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+1.8% YoY, +0.3% MoM), not inventory.
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Demographics

Who lives here

Modesto, CA is majority owner-occupied, has a large share of families with children, 21.2% of residents hold a bachelor's degree or higher.

Population
219,215
Median income
$79,891
Median age
35.1
Renters
41.1%
Age distribution
26.2%
23.6%
25.1%
14.4%
Under 1826.2%
18–3423.6%
35–5425.1%
55–6410.6%
65+14.4%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
43.1%
45.4%
White43.1%
Black4.7%
Hispanic45.4%
Asian7.7%
Education (25+)
17.2%
27.6%
34%
21.2%
No HS diploma17.2%
HS diploma27.6%
Some college34%
Bachelor's+21.2%
Housing tenure
58.9%
41.1%
Owner58.9%
Renter41.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Modesto, CA has changed in 5 years

Rent
$1,586 → $2,022
up 27.5%
Income
$67,011 → $79,891
up 19.2%
Population
217,728 → 219,215
up 0.7%
Renter share
43.5% → 41.1%
-2.4 pts
Bachelor's+
19.5% → 21.2%
+1.7 pts

The median rent in Modesto, CA stood at $1,586 in 2021 and currently runs about $2,022, reflecting a 27.5% increase over the period. Median household income rose from $67,011 to $79,891 between 2021 and 2024, a 19.2% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 41.1% of households, compared with 43.5% five years ago. Taken together, the five-year picture in Modesto, CA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about Modesto

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View Modesto rent history (2015–2026) →
Salary vs rent

Can you afford rent in Modesto on your salary?

At $2,022/mo, how Modesto rent compares to typical pay (30% rule).

By apartment size

Modesto rent by bedroom count

Median rent for each apartment size in Modesto. Click any size for full breakdown.

Local insights

Tips for renters in Modesto

About renting in Modesto, CA

Last updated: October 17, 2026

The median rent in Modesto is $2,022/mo as of October 2026. A studio apartment averages $1,143/mo while a 2-bedroom runs $1,582/mo. One-bedroom apartments average $1,222/mo and 3-bedroom units go for $2,217/mo.

At 30% of local median household income ($79,891/yr), Modesto ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Modesto?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (about $39/hour full-time) to afford the median rent of $2,022/mo in Modesto. The local median household income is $79,891/yr, so the typical household falls short of that bar.

Is rent going up or down in Modesto?

Rent in Modesto has risen 1.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in Modesto?

Asking rents in Modesto are usually lowest in January, about 0.7% below their yearly trend, and highest in August, about 0.7% above it. At today's median that is a gap of roughly $28 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Modesto?

Yes. From 2019 to 2024, rent in Modesto rose 42.5% while median household income rose 34.8%, from $59,287 to $79,891. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Modesto neighborhoods have the lowest rent?

The most affordable ZIP codes in Modesto are 95351 ($1,725/mo), 95354 ($1,736/mo), and 95350 ($1,977/mo). Citywide, the median rent is $2,022/mo.

How does Modesto rent compare to other cities in California?

Modesto is one of the more affordable among California cities for rent, ranking #337 of 382 tracked cities at $2,022/mo. Over the year to September 2026, rent in Modesto changed +1.8%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Modesto?

Nearby cities with lower median rent than Modesto ($2,022/mo) include Ceres ($1,960/mo), and Oakdale ($2,006/mo).
Income Affordability
30%
MODERATE

At $2,022/mo, rent takes ~30% of Modesto's median household income ($79,891/yr). The standard benchmark is 30%.

Modesto 30%Benchmark 30%
State income tax1–13.3%
Run the Modesto affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Modesto, CA

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