Can A Firefighter Afford Rent in Fernandina Beach, FL?
Rent-burdened — rent takes 49.4% of gross income.
Fernandina Beach rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).
About rent and a firefighter salary
Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.
Cheaper rent nearby
These Florida cities have lower median rent than Fernandina Beach, which improves the affordability math on a firefighter salary:
Compare with full rent data for Fernandina Beach
View full rent data for Fernandina Beach, FL →Frequently asked questions
Can a firefighter afford rent in Fernandina Beach, FL?
Median rent in Fernandina Beach is $2,403 a month. A typical firefighter in Florida earns about $58,413 a year, which makes that rent 49.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a firefighter afford in Fernandina Beach?
Using the 30% rule, a firefighter salary in Florida (~$58,413/yr) supports up to $1,460 a month in rent. Fernandina Beach's current median rent is $2,403/mo, which is $943/mo over the affordability threshold.
How many hours does a firefighter work to cover rent in Fernandina Beach?
At an hourly equivalent of about $28 an hour, a firefighter in Florida works roughly 85.6 hours a month to cover Fernandina Beach's median rent of $2,403.
Where is rent cheaper than Fernandina Beach for a firefighter?
Nearby Florida cities with lower median rent include Lakewood Ranch ($2,402/mo), Winter Garden ($2,401/mo), Homestead ($2,400/mo). Each shifts the affordability math materially on a firefighter salary.