Can A Firefighter Afford Rent in Cold Spring, KY?
Stretched but workable — rent takes 35.5% of gross income.
Cold Spring rent: June 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).
About rent and a firefighter salary
Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.
Cheaper rent nearby
These Kentucky cities have lower median rent than Cold Spring, which improves the affordability math on a firefighter salary:
Compare with full rent data for Cold Spring
View full rent data for Cold Spring, KY →Frequently asked questions
Can a firefighter afford rent in Cold Spring, KY?
Median rent in Cold Spring is $1,637 a month. A typical firefighter in Kentucky earns about $55,273 a year, which makes that rent 35.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a firefighter afford in Cold Spring?
Using the 30% rule, a firefighter salary in Kentucky (~$55,273/yr) supports up to $1,382 a month in rent. Cold Spring's current median rent is $1,637/mo, which is $255/mo over the affordability threshold.
How many hours does a firefighter work to cover rent in Cold Spring?
At an hourly equivalent of about $27 an hour, a firefighter in Kentucky works roughly 61.6 hours a month to cover Cold Spring's median rent of $1,637.
Where is rent cheaper than Cold Spring for a firefighter?
Nearby Kentucky cities with lower median rent include Bellevue ($1,634/mo), Dayton ($1,631/mo), Dayton ($1,631/mo). Each shifts the affordability math materially on a firefighter salary.