Rent Affordability for A Firefighter in Kentucky

A typical firefighter in Kentucky earns about $55,273 a year, which supports approximately $1,382 a month in rent under the 30% rule. Below, every tracked Kentucky city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 20 of 43 cities tracked stay within the 30% rule; 23 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Corbin, KY$875/mo19%very comfortable
Russellville, KY$890/mo19.3%very comfortable
Morehead, KY$969/mo21%affordable
Glasgow, KY$981/mo21.3%affordable
Hopkinsville, KY$997/mo21.6%affordable
Paris, KY$1,023/mo22.2%affordable
Radcliff, KY$1,055/mo22.9%affordable
Bardstown, KY$1,075/mo23.3%affordable
Murray, KY$1,112/mo24.1%affordable
Owensboro, KY$1,121/mo24.3%affordable
Lawrenceburg, KY$1,138/mo24.7%affordable
Oak Grove, KY$1,140/mo24.7%affordable
Frankfort, KY$1,151/mo25%affordable
Richmond, KY$1,188/mo25.8%affordable
Winchester, KY$1,209/mo26.2%affordable
Erlanger, KY$1,242/mo27%affordable
Bowling Green, KY$1,284/mo27.9%affordable
Paducah, KY$1,285/mo27.9%affordable
Elizabethtown, KY$1,327/mo28.8%affordable
Franklin, KY$1,350/mo29.3%affordable
Louisville, KY$1,394/mo30.3%stretched
Fort Thomas, KY$1,402/mo30.4%stretched
Shelbyville, KY$1,448/mo31.4%stretched
Southgate, KY$1,447/mo31.4%stretched
Alexandria, KY$1,488/mo32.3%stretched
Georgetown, KY$1,524/mo33.1%stretched
Nicholasville, KY$1,546/mo33.6%stretched
Lexington, KY$1,551/mo33.7%stretched
Fort Wright, KY$1,565/mo34%stretched
Bellevue, KY$1,584/mo34.4%stretched
Florence, KY$1,588/mo34.5%stretched
Newport, KY$1,614/mo35%stretched
Covington, KY$1,615/mo35.1%stretched
Vine Grove, KY$1,625/mo35.3%stretched
Cold Spring, KY$1,637/mo35.5%stretched
Versailles, KY$1,650/mo35.8%stretched
Shepherdsville, KY$1,652/mo35.9%stretched
La Grange, KY$1,795/mo39%stretched
Dayton, KY$1,869/mo40.6%rent-burdened
Hebron, KY$1,950/mo42.3%rent-burdened
Burlington, KY$2,050/mo44.5%rent-burdened
Independence, KY$2,143/mo46.5%rent-burdened
Prospect, KY$2,343/mo50.9%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for Kentucky. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).