Can A Firefighter Afford Rent in Louisville, KY?

Stretched but workable — rent takes 30.3% of gross income.

Louisville rent: June 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).

Louisville median rent
$1,394/mo
Firefighter salary (Kentucky)
$55,273/yr
Rent as % of income
30.3%
Gross monthly income works out to about $4,606, and the 30% rule supports up to $1,382/mo in rent. Louisville's median rent of $1,394 exceeds that threshold by $12/mo, putting a firefighter salary into the rent-burdened range here. A firefighter works roughly 52.5 hours a month to cover that rent.

About rent and a firefighter salary

Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.

Cheaper rent nearby

These Kentucky cities have lower median rent than Louisville, which improves the affordability math on a firefighter salary:

Fort Thomas, KY
$1,390/mo (30.2% of income)
Fort Thomas, KY
$1,390/mo (30.2% of income)
Nicholasville, KY
$1,386/mo (30.1% of income)

Compare with full rent data for Louisville

View full rent data for Louisville, KY

Frequently asked questions

Can a firefighter afford rent in Louisville, KY?

Median rent in Louisville is $1,394 a month. A typical firefighter in Kentucky earns about $55,273 a year, which makes that rent 30.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a firefighter afford in Louisville?

Using the 30% rule, a firefighter salary in Kentucky (~$55,273/yr) supports up to $1,382 a month in rent. Louisville's current median rent is $1,394/mo, which is $12/mo over the affordability threshold.

How many hours does a firefighter work to cover rent in Louisville?

At an hourly equivalent of about $27 an hour, a firefighter in Kentucky works roughly 52.5 hours a month to cover Louisville's median rent of $1,394.

Where is rent cheaper than Louisville for a firefighter?

Nearby Kentucky cities with lower median rent include Fort Thomas ($1,390/mo), Fort Thomas ($1,390/mo), Nicholasville ($1,386/mo). Each shifts the affordability math materially on a firefighter salary.

Methodology: Salary uses the BLS-derived Kentucky state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Louisville, KY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.