Can A Firefighter Afford Rent in White Bear Lake, MN?

Stretched but workable — rent takes 30.9% of gross income.

White Bear Lake rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

White Bear Lake median rent
$1,683/mo
Firefighter salary (Minnesota)
$65,322/yr
Rent as % of income
30.9%
Gross monthly income works out to about $5,444, and the 30% rule supports up to $1,633/mo in rent. White Bear Lake's median rent of $1,683 exceeds that threshold by $50/mo, putting a firefighter salary into the rent-burdened range here. A firefighter works roughly 53.6 hours a month to cover that rent.

About rent and a firefighter salary

Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.

Cheaper rent nearby

These Minnesota cities have lower median rent than White Bear Lake, which improves the affordability math on a firefighter salary:

Forest Lake, MN
$1,682/mo (30.9% of income)
Shakopee, MN
$1,682/mo (30.9% of income)
Bloomington, MN
$1,682/mo (30.9% of income)

Compare with full rent data for White Bear Lake

View full rent data for White Bear Lake, MN

Frequently asked questions

Can a firefighter afford rent in White Bear Lake, MN?

Median rent in White Bear Lake is $1,683 a month. A typical firefighter in Minnesota earns about $65,322 a year, which makes that rent 30.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a firefighter afford in White Bear Lake?

Using the 30% rule, a firefighter salary in Minnesota (~$65,322/yr) supports up to $1,633 a month in rent. White Bear Lake's current median rent is $1,683/mo, which is $50/mo over the affordability threshold.

How many hours does a firefighter work to cover rent in White Bear Lake?

At an hourly equivalent of about $31 an hour, a firefighter in Minnesota works roughly 53.6 hours a month to cover White Bear Lake's median rent of $1,683.

Where is rent cheaper than White Bear Lake for a firefighter?

Nearby Minnesota cities with lower median rent include Forest Lake ($1,682/mo), Shakopee ($1,682/mo), Bloomington ($1,682/mo). Each shifts the affordability math materially on a firefighter salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for White Bear Lake, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.