How much does it cost to rent in White Bear Lake, MN?

As of July 2026, the median monthly rent in White Bear Lake, MN is $1,683. This figure is based on aggregated data from public sources and community-submitted rents.

Is White Bear Lake cheaper than other Minnesota cities?

White Bear Lake falls in the middle range for Minnesota, ranking #36 out of 67 cities at $1,683/mo.

When was White Bear Lake rent data last updated?

White Bear Lake rent data reflects July 2026 and was last refreshed on July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.

City Report · MN

White Bear Lake

Name: Average Rent Prices in White Bear Lake, MN
Creator: RentDataNow
License: https://rentdatanow.com/terms-of-service

Pop. 23,908·36th most expensive in Minnesota·Rental market data updated monthly for White Bear Lake, MN

Median rent (all units)

$1,683/mo

Year-over-Year

+4.3%

Month-over-Month

+0.4%

vs US Median

-$282

Stable (Monthly)

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Most AffordableMost Expensive

White Bear Lake · $1,683

More affordable than 63% of US cities · National median $1,965/mo

Rent Reality Score

51/100

Fairly priced

OverheatedFairGreat value

Rents are right about where White Bear Lake's 10-year trend predicts.

Actual rent

$1,683/mo

Expected by trend

$1,693/mo

The Rent Reality Score compares today's median rent to where White Bear Lake's own long-run trajectory projects it should be. See the full rankings →

Medians by bedroom

Rent by unit size

Studio

$1,140

1 BR

$1,290

2 BR

$1,570

3 BR

$2,090

4 BR+

$2,340

Research median

$1,570/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost

$20,196/yr

At $1,683/mo median

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.3% YoY, +0.4% MoM), not inventory.

Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

White Bear Lake, MN is majority owner-occupied, has a large retiree population, 41.7% of residents hold a bachelor's degree or higher.

Population

23,908

Median income

$83,554

Median age

41.9

Renters

32.2%

Age distribution

20.4%

20.1%

23.3%

14.9%

21.3%

Under 1820.4%

18–3420.1%

35–5423.3%

55–6414.9%

65+21.3%

Gender

48.4%

51.6%

Male48.4%

Female51.6%

Race & ethnicity

83%

White83%

Black3.4%

Hispanic4.7%

Asian6.3%

Other2.5%

Education (25+)

22.5%

31.9%

41.7%

No HS diploma3.9%

HS diploma22.5%

Some college31.9%

Bachelor's+41.7%

Housing tenure

67.8%

32.2%

Owner67.8%

Renter32.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How White Bear Lake, MN has changed in 5 years

Rent

$1,530 → $1,683

up 10.0%

Income

$75,963 → $83,554

up 10.0%

Population

24,520 → 23,908

down 2.5%

Renter share

34.3% → 32.2%

-2.1 pts

Bachelor's+

35.9% → 41.7%

+5.8 pts

Across the past five years, the going rent in White Bear Lake, MN has shifted from $1,530 to $1,683, up 10.0% since 2023. Household income in the area moved from $75,963 to $83,554 across the same window, up 10.0% versus 2021. Census counts show White Bear Lake, MN losing about 612 residents over the five-year window, down 2.5% on net. The renter share has eased from 34.3% to 32.2%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 35.9% to 41.7% across the same window. Reading these numbers side by side helps frame whether current listings in White Bear Lake, MN look reasonable against where the market sat half a decade ago.

Community

Discussions about White Bear Lake

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View White Bear Lake rent history (2015–2026) →

Salary vs rent

Can you afford rent in White Bear Lake on your salary?

At $1,683/mo, how White Bear Lake rent compares to typical pay (30% rule).

Registered Nurse

Avg $98,259/yr · Rent = 20.6% income

affordable

Elementary School Teacher

Avg $69,763/yr · Rent = 28.9% income

affordable

Police Officer

Avg $80,361/yr · Rent = 25.1% income

affordable

Software Developer

Avg $143,634/yr · Rent = 14.1% income

very comfortable

Lawyer

Avg $183,529/yr · Rent = 11% income

very comfortable

Firefighter

Avg $65,322/yr · Rent = 30.9% income

stretched

Truck Driver

Avg $58,978/yr · Rent = 34.2% income

stretched

Electrician

Avg $72,696/yr · Rent = 27.8% income

affordable

By apartment size

White Bear Lake rent by bedroom count

Median rent for each apartment size in White Bear Lake. Click any size for full breakdown.

Local insights

Tips for renters in White Bear Lake

About renting in White Bear Lake, MN

Last updated: July 20, 2026

The median rent in White Bear Lake is $1,683/mo as of July 2026. A studio apartment averages $1,140/mo while a 2-bedroom runs $1,570/mo. One-bedroom apartments average $1,290/mo and 3-bedroom units go for $2,090/mo.

At 24% of local median household income ($83,554/yr), White Bear Lake ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.3% over the past year.

FAQ

Frequently asked questions

Is White Bear Lake an affordable city for renters?

White Bear Lake is considered very affordable for renters. At $1,683/mo, rent takes approximately 24% of the local median household income ($83,554/yr). The standard benchmark is 30%. White Bear Lake falls comfortably within that range.

How much income do you need to rent in White Bear Lake?

To keep rent at or below 30% of gross income, you would need to earn at least $67,000/year (~$32/hour full-time) to afford the median rent of $1,683/mo in White Bear Lake. The local median household income is $83,554/yr, meaning the typical White Bear Lake household meets that threshold.

Is rent going up or down in White Bear Lake?

Rent in White Bear Lake has increased 4.3% over the past year as of July 2026, putting upward pressure on renter budgets.

How does White Bear Lake rent compare to other cities in Minnesota?

White Bear Lake is middle-of-the-pack for Minnesota for rent, ranking #36 out of 67 tracked cities at $1,683/mo.

Which nearby cities are cheaper to rent in than White Bear Lake?

Several nearby cities have lower median rents than White Bear Lake ($1,683/mo): Little Canada ($1,400/mo), North Saint Paul ($1,410/mo), Maplewood ($1,571/mo).

What percentage of White Bear Lake residents rent vs. own?

According to Census data, approximately 32.2% of White Bear Lake households are renters, while 67.8% are owner-occupied. White Bear Lake leans toward homeownership, which can mean a smaller rental inventory.

How does White Bear Lake rent compare to the national average?

White Bear Lake's median rent of $1,683/mo is $282 (14%) below the US national median of $1,965/mo. Within Minnesota, it ranks #36 out of 67 tracked cities.

Income Affordability

24%

VERY AFFORDABLE

At $1,683/mo, rent takes ~24% of White Bear Lake's median household income ($83,554/yr). The standard benchmark is 30%.

White Bear Lake 24%Benchmark 30%

State income tax5.35–9.85%

Run the White Bear Lake affordability calculator →

Nearby cities