Can A Firefighter Afford Rent in Phillipsburg, NJ?
Stretched but workable — rent takes 34.1% of gross income.
Phillipsburg rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).
About rent and a firefighter salary
Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.
Cheaper rent nearby
These New Jersey cities have lower median rent than Phillipsburg, which improves the affordability math on a firefighter salary:
Compare with full rent data for Phillipsburg
View full rent data for Phillipsburg, NJ →Frequently asked questions
Can a firefighter afford rent in Phillipsburg, NJ?
Median rent in Phillipsburg is $2,000 a month. A typical firefighter in New Jersey earns about $70,347 a year, which makes that rent 34.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a firefighter afford in Phillipsburg?
Using the 30% rule, a firefighter salary in New Jersey (~$70,347/yr) supports up to $1,759 a month in rent. Phillipsburg's current median rent is $2,000/mo, which is $241/mo over the affordability threshold.
How many hours does a firefighter work to cover rent in Phillipsburg?
At an hourly equivalent of about $34 an hour, a firefighter in New Jersey works roughly 59.1 hours a month to cover Phillipsburg's median rent of $2,000.
Where is rent cheaper than Phillipsburg for a firefighter?
Nearby New Jersey cities with lower median rent include Paterson ($1,999/mo), East Windsor Township ($1,998/mo), Bordentown Township ($1,996/mo). Each shifts the affordability math materially on a firefighter salary.