Can A Paramedic Afford Rent in Waterloo, IA?

Comfortably affordable — rent takes 22% of gross income.

Waterloo rent: June 2026. Salary: BLS OEWS May 2024 (Iowa state estimate).

Waterloo median rent
$898/mo
Paramedic salary (Iowa)
$48,926/yr
Rent as % of income
22%
Gross monthly income works out to about $4,077, and the 30% rule supports up to $1,223/mo in rent. Waterloo's median rent of $898 leaves roughly $325/mo of headroom under that threshold. A paramedic works roughly 38.2 hours a month to cover that rent.

About rent and a paramedic salary

Paramedic and EMT base pay sits modestly below the US median household income and is often supplemented by overtime. At the national-average paramedic salary, the 30% rule supports about $1,330 a month in rent.

Cheaper rent nearby

These Iowa cities have lower median rent than Waterloo, which improves the affordability math on a paramedic salary:

Cedar Rapids, IA
$897/mo (22% of income)
Marshalltown, IA
$893/mo (21.9% of income)
Newton, IA
$887/mo (21.8% of income)

Compare with full rent data for Waterloo

View full rent data for Waterloo, IA

Frequently asked questions

Can a paramedic afford rent in Waterloo, IA?

Median rent in Waterloo is $898 a month. A typical paramedic in Iowa earns about $48,926 a year, which makes that rent 22% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a paramedic afford in Waterloo?

Using the 30% rule, a paramedic salary in Iowa (~$48,926/yr) supports up to $1,223 a month in rent. Waterloo's current median rent is $898/mo, which leaves a $325/mo buffer.

How many hours does a paramedic work to cover rent in Waterloo?

At an hourly equivalent of about $24 an hour, a paramedic in Iowa works roughly 38.2 hours a month to cover Waterloo's median rent of $898.

Where is rent cheaper than Waterloo for a paramedic?

Nearby Iowa cities with lower median rent include Cedar Rapids ($897/mo), Marshalltown ($893/mo), Newton ($887/mo). Each shifts the affordability math materially on a paramedic salary.

Methodology: Salary uses the BLS-derived Iowa state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waterloo, IA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.