Can A Paramedic Afford Rent in Ottawa, IL?

Stretched but workable — rent takes 30.8% of gross income.

Ottawa rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

Ottawa median rent
$1,391/mo
Paramedic salary (Illinois)
$54,244/yr
Rent as % of income
30.8%
Gross monthly income works out to about $4,520, and the 30% rule supports up to $1,356/mo in rent. Ottawa's median rent of $1,391 exceeds that threshold by $35/mo, putting a paramedic salary into the rent-burdened range here. A paramedic works roughly 53.3 hours a month to cover that rent.

About rent and a paramedic salary

Paramedic and EMT base pay sits modestly below the US median household income and is often supplemented by overtime. At the national-average paramedic salary, the 30% rule supports about $1,330 a month in rent.

Cheaper rent nearby

These Illinois cities have lower median rent than Ottawa, which improves the affordability math on a paramedic salary:

Swansea, IL
$1,390/mo (30.7% of income)
Saint Charles, IL
$1,390/mo (30.7% of income)
Cahokia, IL
$1,390/mo (30.7% of income)

Compare with full rent data for Ottawa

View full rent data for Ottawa, IL

Frequently asked questions

Can a paramedic afford rent in Ottawa, IL?

Median rent in Ottawa is $1,391 a month. A typical paramedic in Illinois earns about $54,244 a year, which makes that rent 30.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a paramedic afford in Ottawa?

Using the 30% rule, a paramedic salary in Illinois (~$54,244/yr) supports up to $1,356 a month in rent. Ottawa's current median rent is $1,391/mo, which is $35/mo over the affordability threshold.

How many hours does a paramedic work to cover rent in Ottawa?

At an hourly equivalent of about $26 an hour, a paramedic in Illinois works roughly 53.3 hours a month to cover Ottawa's median rent of $1,391.

Where is rent cheaper than Ottawa for a paramedic?

Nearby Illinois cities with lower median rent include Swansea ($1,390/mo), Saint Charles ($1,390/mo), Cahokia ($1,390/mo). Each shifts the affordability math materially on a paramedic salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ottawa, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.