Can A Pharmacist Afford Rent in Santa Cruz, CA?

Comfortably affordable — rent takes 28% of gross income.

Santa Cruz rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Santa Cruz median rent
$3,649/mo
Pharmacist salary (California)
$156,645/yr
Rent as % of income
28%
Gross monthly income works out to about $13,054, and the 30% rule supports up to $3,916/mo in rent. Santa Cruz's median rent of $3,649 leaves roughly $267/mo of headroom under that threshold. A pharmacist works roughly 48.5 hours a month to cover that rent.

About rent and a pharmacist salary

Pharmacist pay covers comfortable rent in nearly every US city. At the national-average pharmacist salary, the 30% rule supports about $3,319 a month in rent — above median rent in all but a handful of high-cost coastal metros.

Cheaper rent nearby

These California cities have lower median rent than Santa Cruz, which improves the affordability math on a pharmacist salary:

Redwood City, CA
$3,648/mo (27.9% of income)
Cerritos, CA
$3,646/mo (27.9% of income)
South San Francisco, CA
$3,646/mo (27.9% of income)

Compare with full rent data for Santa Cruz

View full rent data for Santa Cruz, CA

Frequently asked questions

Can a pharmacist afford rent in Santa Cruz, CA?

Median rent in Santa Cruz is $3,649 a month. A typical pharmacist in California earns about $156,645 a year, which makes that rent 28% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a pharmacist afford in Santa Cruz?

Using the 30% rule, a pharmacist salary in California (~$156,645/yr) supports up to $3,916 a month in rent. Santa Cruz's current median rent is $3,649/mo, which leaves a $267/mo buffer.

How many hours does a pharmacist work to cover rent in Santa Cruz?

At an hourly equivalent of about $75 an hour, a pharmacist in California works roughly 48.5 hours a month to cover Santa Cruz's median rent of $3,649.

Where is rent cheaper than Santa Cruz for a pharmacist?

Nearby California cities with lower median rent include Redwood City ($3,648/mo), Cerritos ($3,646/mo), South San Francisco ($3,646/mo). Each shifts the affordability math materially on a pharmacist salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Santa Cruz, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.