Can A Physical Therapist Afford Rent in Santa Barbara, CA?

Rent-burdened — rent takes 40.5% of gross income.

Santa Barbara rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Santa Barbara median rent
$3,967/mo
Physical Therapist salary (California)
$117,658/yr
Rent as % of income
40.5%
Gross monthly income works out to about $9,805, and the 30% rule supports up to $2,941/mo in rent. Santa Barbara's median rent of $3,967 exceeds that threshold by $1,026/mo, putting a physical therapist salary into the rent-burdened range here. A physical therapist works roughly 70.1 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These California cities have lower median rent than Santa Barbara, which improves the affordability math on a physical therapist salary:

Mountain View, CA
$3,961/mo (40.4% of income)
Danville, CA
$3,960/mo (40.4% of income)
Danville, CA
$3,960/mo (40.4% of income)

Compare with full rent data for Santa Barbara

View full rent data for Santa Barbara, CA

Frequently asked questions

Can a physical therapist afford rent in Santa Barbara, CA?

Median rent in Santa Barbara is $3,967 a month. A typical physical therapist in California earns about $117,658 a year, which makes that rent 40.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a physical therapist afford in Santa Barbara?

Using the 30% rule, a physical therapist salary in California (~$117,658/yr) supports up to $2,941 a month in rent. Santa Barbara's current median rent is $3,967/mo, which is $1,026/mo over the affordability threshold.

How many hours does a physical therapist work to cover rent in Santa Barbara?

At an hourly equivalent of about $57 an hour, a physical therapist in California works roughly 70.1 hours a month to cover Santa Barbara's median rent of $3,967.

Where is rent cheaper than Santa Barbara for a physical therapist?

Nearby California cities with lower median rent include Mountain View ($3,961/mo), Danville ($3,960/mo), Danville ($3,960/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Santa Barbara, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.