Can A Physical Therapist Afford Rent in Tracy, CA?
Comfortably affordable — rent takes 27.7% of gross income.
Tracy rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These California cities have lower median rent than Tracy, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Tracy
View full rent data for Tracy, CA →Frequently asked questions
Can a physical therapist afford rent in Tracy, CA?
Median rent in Tracy is $2,717 a month. A typical physical therapist in California earns about $117,658 a year, which makes that rent 27.7% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Tracy?
Using the 30% rule, a physical therapist salary in California (~$117,658/yr) supports up to $2,941 a month in rent. Tracy's current median rent is $2,717/mo, which leaves a $224/mo buffer.
How many hours does a physical therapist work to cover rent in Tracy?
At an hourly equivalent of about $57 an hour, a physical therapist in California works roughly 48 hours a month to cover Tracy's median rent of $2,717.
Where is rent cheaper than Tracy for a physical therapist?
Nearby California cities with lower median rent include Belmont ($2,716/mo), Imperial Beach ($2,716/mo), Cathedral City ($2,716/mo). Each shifts the affordability math materially on a physical therapist salary.