Rents are 7% below what Tracy's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,748 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
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Who lives here
Tracy, CA is majority owner-occupied, has a large share of families with children, has a median income above the national average, 28.5% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Tracy, CA has changed in 5 years
Across the past five years, the going rent in Tracy, CA has shifted from $2,335 to $2,748, up 17.7% since 2021. Household income in the area moved from $102,336 to $121,119 across the same window, up 18.4% versus 2021. Census counts show Tracy, CA adding about 4,174 residents over the five-year window, up 4.5% on net. The renter share has eased from 37.2% to 35%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 22.4% to 28.5% across the same window. Reading these numbers side by side helps frame whether current listings in Tracy, CA look reasonable against where the market sat half a decade ago.
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Can you afford rent in Tracy on your salary?
At $2,748/mo, how Tracy rent compares to typical pay (30% rule).
Tracy rent by bedroom count
Median rent for each apartment size in Tracy. Click any size for full breakdown.
Tips for renters in Tracy
Last updated: August 17, 2026
The median rent in Tracy is $2,748/mo as of August 2026. A studio apartment averages $1,773/mo while a 2-bedroom runs $2,468/mo. One-bedroom apartments average $1,938/mo and 3-bedroom units go for $3,455/mo.
At 27% of local median household income ($121,119/yr), Tracy ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.
Frequently asked questions
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What percentage of Tracy residents rent vs. own?
How does Tracy rent compare to the national average?
At $2,748/mo, rent takes ~27% of Tracy's median household income ($121,119/yr). The standard benchmark is 30%.
How does this area stack up?
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Estimated from ZIP-level data
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