Can A Physical Therapist Afford Rent in Waterbury, CT?

Comfortably affordable — rent takes 17% of gross income.

Waterbury rent: June 2026. Salary: BLS OEWS May 2024 (Connecticut state estimate).

Waterbury median rent
$1,554/mo
Physical Therapist salary (Connecticut)
$109,681/yr
Rent as % of income
17%
Gross monthly income works out to about $9,140, and the 30% rule supports up to $2,742/mo in rent. Waterbury's median rent of $1,554 leaves roughly $1,188/mo of headroom under that threshold. A physical therapist works roughly 29.5 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Connecticut cities have lower median rent than Waterbury, which improves the affordability math on a physical therapist salary:

East Hartford, CT
$1,553/mo (17% of income)
Hartford, CT
$1,551/mo (17% of income)
Bristol, CT
$1,548/mo (16.9% of income)

Compare with full rent data for Waterbury

View full rent data for Waterbury, CT

Frequently asked questions

Can a physical therapist afford rent in Waterbury, CT?

Median rent in Waterbury is $1,554 a month. A typical physical therapist in Connecticut earns about $109,681 a year, which makes that rent 17% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Waterbury?

Using the 30% rule, a physical therapist salary in Connecticut (~$109,681/yr) supports up to $2,742 a month in rent. Waterbury's current median rent is $1,554/mo, which leaves a $1,188/mo buffer.

How many hours does a physical therapist work to cover rent in Waterbury?

At an hourly equivalent of about $53 an hour, a physical therapist in Connecticut works roughly 29.5 hours a month to cover Waterbury's median rent of $1,554.

Where is rent cheaper than Waterbury for a physical therapist?

Nearby Connecticut cities with lower median rent include East Hartford ($1,553/mo), Hartford ($1,551/mo), Bristol ($1,548/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Connecticut state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waterbury, CT. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.