Can A Physical Therapist Afford Rent in Cocoa Beach, FL?

Comfortably affordable — rent takes 29.1% of gross income.

Cocoa Beach rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Cocoa Beach median rent
$2,247/mo
Physical Therapist salary (Florida)
$92,730/yr
Rent as % of income
29.1%
Gross monthly income works out to about $7,728, and the 30% rule supports up to $2,318/mo in rent. Cocoa Beach's median rent of $2,247 leaves roughly $71/mo of headroom under that threshold. A physical therapist works roughly 50.4 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Florida cities have lower median rent than Cocoa Beach, which improves the affordability math on a physical therapist salary:

Saint Cloud, FL
$2,246/mo (29.1% of income)
Riviera Beach, FL
$2,246/mo (29.1% of income)
Madeira Beach, FL
$2,245/mo (29.1% of income)

Compare with full rent data for Cocoa Beach

View full rent data for Cocoa Beach, FL

Frequently asked questions

Can a physical therapist afford rent in Cocoa Beach, FL?

Median rent in Cocoa Beach is $2,247 a month. A typical physical therapist in Florida earns about $92,730 a year, which makes that rent 29.1% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Cocoa Beach?

Using the 30% rule, a physical therapist salary in Florida (~$92,730/yr) supports up to $2,318 a month in rent. Cocoa Beach's current median rent is $2,247/mo, which leaves a $71/mo buffer.

How many hours does a physical therapist work to cover rent in Cocoa Beach?

At an hourly equivalent of about $45 an hour, a physical therapist in Florida works roughly 50.4 hours a month to cover Cocoa Beach's median rent of $2,247.

Where is rent cheaper than Cocoa Beach for a physical therapist?

Nearby Florida cities with lower median rent include Saint Cloud ($2,246/mo), Riviera Beach ($2,246/mo), Madeira Beach ($2,245/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cocoa Beach, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.