Can A Physical Therapist Afford Rent in Key West, FL?

Rent-burdened — rent takes 43.4% of gross income.

Key West rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Key West median rent
$3,351/mo
Physical Therapist salary (Florida)
$92,730/yr
Rent as % of income
43.4%
Gross monthly income works out to about $7,728, and the 30% rule supports up to $2,318/mo in rent. Key West's median rent of $3,351 exceeds that threshold by $1,033/mo, putting a physical therapist salary into the rent-burdened range here. A physical therapist works roughly 75.2 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Florida cities have lower median rent than Key West, which improves the affordability math on a physical therapist salary:

Sunny Isles Beach, FL
$3,346/mo (43.3% of income)
Indian River Shores, FL
$3,333/mo (43.1% of income)
Sunny Isles Beach, FL
$3,320/mo (43% of income)

Compare with full rent data for Key West

View full rent data for Key West, FL

Frequently asked questions

Can a physical therapist afford rent in Key West, FL?

Median rent in Key West is $3,351 a month. A typical physical therapist in Florida earns about $92,730 a year, which makes that rent 43.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a physical therapist afford in Key West?

Using the 30% rule, a physical therapist salary in Florida (~$92,730/yr) supports up to $2,318 a month in rent. Key West's current median rent is $3,351/mo, which is $1,033/mo over the affordability threshold.

How many hours does a physical therapist work to cover rent in Key West?

At an hourly equivalent of about $45 an hour, a physical therapist in Florida works roughly 75.2 hours a month to cover Key West's median rent of $3,351.

Where is rent cheaper than Key West for a physical therapist?

Nearby Florida cities with lower median rent include Sunny Isles Beach ($3,346/mo), Indian River Shores ($3,333/mo), Sunny Isles Beach ($3,320/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Key West, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.