Can A Physical Therapist Afford Rent in Honolulu, HI?

Comfortably affordable — rent takes 29.6% of gross income.

Honolulu rent: June 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Honolulu median rent
$2,660/mo
Physical Therapist salary (Hawaii)
$107,687/yr
Rent as % of income
29.6%
Gross monthly income works out to about $8,974, and the 30% rule supports up to $2,692/mo in rent. Honolulu's median rent of $2,660 leaves roughly $32/mo of headroom under that threshold. A physical therapist works roughly 51.4 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Hawaii cities have lower median rent than Honolulu, which improves the affordability math on a physical therapist salary:

Waipahu, HI
$2,657/mo (29.6% of income)
Mililani, HI
$2,653/mo (29.6% of income)
Kailua, HI
$2,650/mo (29.5% of income)

Compare with full rent data for Honolulu

View full rent data for Honolulu, HI

Frequently asked questions

Can a physical therapist afford rent in Honolulu, HI?

Median rent in Honolulu is $2,660 a month. A typical physical therapist in Hawaii earns about $107,687 a year, which makes that rent 29.6% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Honolulu?

Using the 30% rule, a physical therapist salary in Hawaii (~$107,687/yr) supports up to $2,692 a month in rent. Honolulu's current median rent is $2,660/mo, which leaves a $32/mo buffer.

How many hours does a physical therapist work to cover rent in Honolulu?

At an hourly equivalent of about $52 an hour, a physical therapist in Hawaii works roughly 51.4 hours a month to cover Honolulu's median rent of $2,660.

Where is rent cheaper than Honolulu for a physical therapist?

Nearby Hawaii cities with lower median rent include Waipahu ($2,657/mo), Mililani ($2,653/mo), Kailua ($2,650/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Honolulu, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.