Rent Affordability for A Physical Therapist in Hawaii

A typical physical therapist in Hawaii earns about $107,687 a year, which supports approximately $2,692 a month in rent under the 30% rule. Below, every tracked Hawaii city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 6 of 22 cities tracked stay within the 30% rule; 16 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Hilo, HI$2,088/mo23.3%affordable
Waianae, HI$2,339/mo26.1%affordable
Wahiawa, HI$2,440/mo27.2%affordable
Keaau, HI$2,465/mo27.5%affordable
Pearl City, HI$2,591/mo28.9%affordable
Honolulu, HI$2,678/mo29.8%affordable
Aiea, HI$2,758/mo30.7%stretched
Waialua, HI$2,893/mo32.2%stretched
Waipahu, HI$2,897/mo32.3%stretched
Kailua Kona, HI$2,961/mo33%stretched
Mililani, HI$3,078/mo34.3%stretched
Kihei, HI$3,182/mo35.5%stretched
Lahaina, HI$3,202/mo35.7%stretched
Haleiwa, HI$3,206/mo35.7%stretched
Waikoloa, HI$3,230/mo36%stretched
Wailuku, HI$3,288/mo36.6%stretched
Kapolei, HI$3,494/mo38.9%stretched
Ewa Beach, HI$3,547/mo39.5%stretched
Kaneohe, HI$3,593/mo40%rent-burdened
Haiku, HI$3,725/mo41.5%rent-burdened
Kailua, HI$4,015/mo44.7%rent-burdened
Makawao, HI$4,039/mo45%rent-burdened
Methodology: Salary is the BLS-derived state estimate for Hawaii. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).