Rent Affordability for A Physical Therapist in Hawaii

A typical physical therapist in Hawaii earns about $107,687 a year, which supports approximately $2,692 a month in rent under the 30% rule. Below, every tracked Hawaii city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 6 of 22 cities tracked stay within the 30% rule; 16 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Hilo, HI$2,095/mo23.3%affordable
Keaau, HI$2,217/mo24.7%affordable
Waianae, HI$2,336/mo26%affordable
Wahiawa, HI$2,385/mo26.6%affordable
Pearl City, HI$2,599/mo29%affordable
Honolulu, HI$2,660/mo29.6%affordable
Aiea, HI$2,718/mo30.3%stretched
Waipahu, HI$2,876/mo32%stretched
Mililani, HI$3,078/mo34.3%stretched
Waikoloa, HI$3,230/mo36%stretched
Lahaina, HI$3,346/mo37.3%stretched
Waialua, HI$3,407/mo38%stretched
Kapolei, HI$3,420/mo38.1%stretched
Kailua Kona, HI$3,433/mo38.3%stretched
Haiku, HI$3,525/mo39.3%stretched
Kaneohe, HI$3,558/mo39.6%stretched
Ewa Beach, HI$3,572/mo39.8%stretched
Wailuku, HI$3,691/mo41.1%rent-burdened
Kihei, HI$3,766/mo42%rent-burdened
Makawao, HI$3,808/mo42.4%rent-burdened
Kailua, HI$4,006/mo44.6%rent-burdened
Haleiwa, HI$4,369/mo48.7%rent-burdened
Methodology: Salary is the BLS-derived state estimate for Hawaii. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).