Rent Affordability for A Physical Therapist in Hawaii

A typical physical therapist in Hawaii earns about $107,687 a year, which supports approximately $2,692 a month in rent under the 30% rule. Below, every tracked Hawaii city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 5 of 22 cities tracked stay within the 30% rule; 17 are rent-burdened on this salary.

City↕Median rent↕% of income↑Affordability
Keaau, HI$2,067/mo23%affordable
Hilo, HI$2,129/mo23.7%affordable
Waianae, HI$2,185/mo24.3%affordable
Wahiawa, HI$2,332/mo26%affordable
Pearl City, HI$2,422/mo27%affordable
Honolulu, HI$2,715/mo30.3%stretched
Aiea, HI$2,814/mo31.4%stretched
Waipahu, HI$2,892/mo32.2%stretched
Mililani, HI$2,903/mo32.3%stretched
Kailua Kona, HI$2,947/mo32.8%stretched
Waialua, HI$3,039/mo33.9%stretched
Kihei, HI$3,092/mo34.5%stretched
Wailuku, HI$3,202/mo35.7%stretched
Waikoloa, HI$3,200/mo35.7%stretched
Lahaina, HI$3,292/mo36.7%stretched
Makawao, HI$3,333/mo37.1%stretched
Ewa Beach, HI$3,513/mo39.1%stretched
Haiku, HI$3,525/mo39.3%stretched
Kapolei, HI$3,547/mo39.5%stretched
Kaneohe, HI$3,645/mo40.6%rent-burdened
Haleiwa, HI$3,648/mo40.7%rent-burdened
Kailua, HI$3,753/mo41.8%rent-burdened
Methodology: Salary is the BLS-derived state estimate for Hawaii. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).