Can A Physical Therapist Afford Rent in Makawao, HI?

Rent-burdened — rent takes 42.4% of gross income.

Makawao rent: June 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Makawao median rent
$3,808/mo
Physical Therapist salary (Hawaii)
$107,687/yr
Rent as % of income
42.4%
Gross monthly income works out to about $8,974, and the 30% rule supports up to $2,692/mo in rent. Makawao's median rent of $3,808 exceeds that threshold by $1,116/mo, putting a physical therapist salary into the rent-burdened range here. A physical therapist works roughly 73.6 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Hawaii cities have lower median rent than Makawao, which improves the affordability math on a physical therapist salary:

Kihei, HI
$3,804/mo (42.4% of income)
Waikoloa, HI
$3,800/mo (42.3% of income)
Kihei, HI
$3,766/mo (42% of income)

Compare with full rent data for Makawao

View full rent data for Makawao, HI

Frequently asked questions

Can a physical therapist afford rent in Makawao, HI?

Median rent in Makawao is $3,808 a month. A typical physical therapist in Hawaii earns about $107,687 a year, which makes that rent 42.4% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a physical therapist afford in Makawao?

Using the 30% rule, a physical therapist salary in Hawaii (~$107,687/yr) supports up to $2,692 a month in rent. Makawao's current median rent is $3,808/mo, which is $1,116/mo over the affordability threshold.

How many hours does a physical therapist work to cover rent in Makawao?

At an hourly equivalent of about $52 an hour, a physical therapist in Hawaii works roughly 73.6 hours a month to cover Makawao's median rent of $3,808.

Where is rent cheaper than Makawao for a physical therapist?

Nearby Hawaii cities with lower median rent include Kihei ($3,804/mo), Waikoloa ($3,800/mo), Kihei ($3,766/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Makawao, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.