Can A Physical Therapist Afford Rent in Waianae, HI?

Comfortably affordable — rent takes 26% of gross income.

Waianae rent: June 2026. Salary: BLS OEWS May 2024 (Hawaii state estimate).

Waianae median rent
$2,336/mo
Physical Therapist salary (Hawaii)
$107,687/yr
Rent as % of income
26%
Gross monthly income works out to about $8,974, and the 30% rule supports up to $2,692/mo in rent. Waianae's median rent of $2,336 leaves roughly $356/mo of headroom under that threshold. A physical therapist works roughly 45.1 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Hawaii cities have lower median rent than Waianae, which improves the affordability math on a physical therapist salary:

Pearl City, HI
$2,333/mo (26% of income)
Aiea, HI
$2,321/mo (25.9% of income)
Pearl City, HI
$2,314/mo (25.8% of income)

Compare with full rent data for Waianae

View full rent data for Waianae, HI

Frequently asked questions

Can a physical therapist afford rent in Waianae, HI?

Median rent in Waianae is $2,336 a month. A typical physical therapist in Hawaii earns about $107,687 a year, which makes that rent 26% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Waianae?

Using the 30% rule, a physical therapist salary in Hawaii (~$107,687/yr) supports up to $2,692 a month in rent. Waianae's current median rent is $2,336/mo, which leaves a $356/mo buffer.

How many hours does a physical therapist work to cover rent in Waianae?

At an hourly equivalent of about $52 an hour, a physical therapist in Hawaii works roughly 45.1 hours a month to cover Waianae's median rent of $2,336.

Where is rent cheaper than Waianae for a physical therapist?

Nearby Hawaii cities with lower median rent include Pearl City ($2,333/mo), Aiea ($2,321/mo), Pearl City ($2,314/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Hawaii state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Waianae, HI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.