Can A Physical Therapist Afford Rent in Saint Charles, IL?

Comfortably affordable — rent takes 22.2% of gross income.

Saint Charles rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

Saint Charles median rent
$1,884/mo
Physical Therapist salary (Illinois)
$101,704/yr
Rent as % of income
22.2%
Gross monthly income works out to about $8,475, and the 30% rule supports up to $2,543/mo in rent. Saint Charles's median rent of $1,884 leaves roughly $659/mo of headroom under that threshold. A physical therapist works roughly 38.5 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Illinois cities have lower median rent than Saint Charles, which improves the affordability math on a physical therapist salary:

Lisle, IL
$1,881/mo (22.2% of income)
Glendale Heights, IL
$1,879/mo (22.2% of income)
Round Lake Beach, IL
$1,878/mo (22.2% of income)

Compare with full rent data for Saint Charles

View full rent data for Saint Charles, IL

Frequently asked questions

Can a physical therapist afford rent in Saint Charles, IL?

Median rent in Saint Charles is $1,884 a month. A typical physical therapist in Illinois earns about $101,704 a year, which makes that rent 22.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Saint Charles?

Using the 30% rule, a physical therapist salary in Illinois (~$101,704/yr) supports up to $2,543 a month in rent. Saint Charles's current median rent is $1,884/mo, which leaves a $659/mo buffer.

How many hours does a physical therapist work to cover rent in Saint Charles?

At an hourly equivalent of about $49 an hour, a physical therapist in Illinois works roughly 38.5 hours a month to cover Saint Charles's median rent of $1,884.

Where is rent cheaper than Saint Charles for a physical therapist?

Nearby Illinois cities with lower median rent include Lisle ($1,881/mo), Glendale Heights ($1,879/mo), Round Lake Beach ($1,878/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Saint Charles, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.