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City Report · IL

Saint Charles

·74th most expensive in Illinois·Rental market data updated monthly for Saint Charles, IL
Median rent (all units)
$1,884/mo
Year-over-Year
+1.2%
Month-over-Month
Stable
vs US Median
-$81
Stable (Monthly)
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Most AffordableMost Expensive
Saint Charles · $1,884
More expensive than 52% of US cities · National median $1,965/mo
Rent Reality Score
68/100
Good value
OverheatedFairGreat value

Rents are 9% below what Saint Charles's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,884/mo
Expected by trend
$2,070/mo
The Rent Reality Score compares today's median rent to where Saint Charles's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,750
1 BR
$1,870
2 BR
$2,110
3 BR
$2,710
4 BR+
$3,180
Research median
$2,110/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$22,608/yr
At $1,884/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.2% YoY, +0.0% MoM), not inventory.
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2021 vs 2026

How Saint Charles, IL has changed in 5 years

Rent
$1,390 → $1,884
up 35.5%

Since 2021, the typical rent in Saint Charles, IL has climbed from $1,390 to $1,884, a 35.5% change over five years. Taken together, the five-year picture in Saint Charles, IL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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View Saint Charles rent history (2015–2026) →
Salary vs rent

Can you afford rent in Saint Charles on your salary?

At $1,884/mo, how Saint Charles rent compares to typical pay (30% rule).

By apartment size

Saint Charles rent by bedroom count

Median rent for each apartment size in Saint Charles. Click any size for full breakdown.

Local insights

Tips for renters in Saint Charles

About renting in Saint Charles, IL

Last updated: July 20, 2026

The median rent in Saint Charles is $1,884/mo as of July 2026. A studio apartment averages $1,750/mo while a 2-bedroom runs $2,110/mo. One-bedroom apartments average $1,870/mo and 3-bedroom units go for $2,710/mo.

At 31% of estimated US median household income ($72,000/yr), Saint Charles ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.2% over the past year.

FAQ

Frequently asked questions

Is Saint Charles an affordable city for renters?

Saint Charles is considered moderate for renters. At $1,884/mo, rent takes approximately 31% of the US median household income ($72,000/yr). The standard benchmark is 30%. Saint Charles slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Saint Charles?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (~$36/hour full-time) to afford the median rent of $1,884/mo in Saint Charles.

Is rent going up or down in Saint Charles?

Rent in Saint Charles has increased 1.2% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Saint Charles rent compare to other cities in Illinois?

Saint Charles is middle-of-the-pack for Illinois for rent, ranking #74 out of 142 tracked cities at $1,884/mo.

How does Saint Charles rent compare to the national average?

Saint Charles's median rent of $1,884/mo is $81 (4%) below the US national median of $1,965/mo. Within Illinois, it ranks #74 out of 142 tracked cities.
Income Affordability
31%
MODERATE

At $1,884/mo, rent takes ~31% of US median household income ($72,000/yr). The standard benchmark is 30%.

Saint Charles 31%Benchmark 30%
State income tax4.95%
Run the Saint Charles affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Saint Charles, IL

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