Can A Physical Therapist Afford Rent in Cold Spring, KY?
Comfortably affordable — rent takes 22.4% of gross income.
Cold Spring rent: June 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Kentucky cities have lower median rent than Cold Spring, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Cold Spring
View full rent data for Cold Spring, KY →Frequently asked questions
Can a physical therapist afford rent in Cold Spring, KY?
Median rent in Cold Spring is $1,637 a month. A typical physical therapist in Kentucky earns about $87,745 a year, which makes that rent 22.4% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Cold Spring?
Using the 30% rule, a physical therapist salary in Kentucky (~$87,745/yr) supports up to $2,194 a month in rent. Cold Spring's current median rent is $1,637/mo, which leaves a $557/mo buffer.
How many hours does a physical therapist work to cover rent in Cold Spring?
At an hourly equivalent of about $42 an hour, a physical therapist in Kentucky works roughly 38.8 hours a month to cover Cold Spring's median rent of $1,637.
Where is rent cheaper than Cold Spring for a physical therapist?
Nearby Kentucky cities with lower median rent include Bellevue ($1,634/mo), Dayton ($1,631/mo), Dayton ($1,631/mo). Each shifts the affordability math materially on a physical therapist salary.