Rent Affordability for A Physical Therapist in Kentucky

A typical physical therapist in Kentucky earns about $87,745 a year, which supports approximately $2,194 a month in rent under the 30% rule. Below, every tracked Kentucky city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 42 of 43 cities tracked stay within the 30% rule; 1 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Corbin, KY$875/mo12%very comfortable
Russellville, KY$890/mo12.2%very comfortable
Morehead, KY$969/mo13.3%very comfortable
Glasgow, KY$981/mo13.4%very comfortable
Hopkinsville, KY$997/mo13.6%very comfortable
Paris, KY$1,023/mo14%very comfortable
Radcliff, KY$1,055/mo14.4%very comfortable
Bardstown, KY$1,075/mo14.7%very comfortable
Murray, KY$1,112/mo15.2%very comfortable
Owensboro, KY$1,121/mo15.3%very comfortable
Lawrenceburg, KY$1,138/mo15.6%very comfortable
Oak Grove, KY$1,140/mo15.6%very comfortable
Frankfort, KY$1,151/mo15.7%very comfortable
Richmond, KY$1,188/mo16.2%very comfortable
Winchester, KY$1,209/mo16.5%very comfortable
Erlanger, KY$1,242/mo17%very comfortable
Bowling Green, KY$1,284/mo17.6%very comfortable
Paducah, KY$1,285/mo17.6%very comfortable
Elizabethtown, KY$1,327/mo18.1%very comfortable
Franklin, KY$1,350/mo18.5%very comfortable
Louisville, KY$1,394/mo19.1%very comfortable
Fort Thomas, KY$1,402/mo19.2%very comfortable
Shelbyville, KY$1,448/mo19.8%very comfortable
Southgate, KY$1,447/mo19.8%very comfortable
Alexandria, KY$1,488/mo20.3%affordable
Georgetown, KY$1,524/mo20.8%affordable
Nicholasville, KY$1,546/mo21.1%affordable
Lexington, KY$1,551/mo21.2%affordable
Fort Wright, KY$1,565/mo21.4%affordable
Florence, KY$1,588/mo21.7%affordable
Bellevue, KY$1,584/mo21.7%affordable
Covington, KY$1,615/mo22.1%affordable
Newport, KY$1,614/mo22.1%affordable
Vine Grove, KY$1,625/mo22.2%affordable
Cold Spring, KY$1,637/mo22.4%affordable
Shepherdsville, KY$1,652/mo22.6%affordable
Versailles, KY$1,650/mo22.6%affordable
La Grange, KY$1,795/mo24.5%affordable
Dayton, KY$1,869/mo25.6%affordable
Hebron, KY$1,950/mo26.7%affordable
Burlington, KY$2,050/mo28%affordable
Independence, KY$2,143/mo29.3%affordable
Prospect, KY$2,343/mo32%stretched
Methodology: Salary is the BLS-derived state estimate for Kentucky. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).