Rent Affordability for A Physical Therapist in Kentucky

A typical physical therapist in Kentucky earns about $87,745 a year, which supports approximately $2,194 a month in rent under the 30% rule. Below, every tracked Kentucky city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 42 of 43 cities tracked stay within the 30% rule; 1 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Corbin, KY$875/mo12%very comfortable
Russellville, KY$890/mo12.2%very comfortable
Morehead, KY$973/mo13.3%very comfortable
Glasgow, KY$981/mo13.4%very comfortable
Paris, KY$1,023/mo14%very comfortable
Frankfort, KY$1,035/mo14.2%very comfortable
Bardstown, KY$1,044/mo14.3%very comfortable
Radcliff, KY$1,050/mo14.4%very comfortable
Hopkinsville, KY$1,062/mo14.5%very comfortable
Murray, KY$1,079/mo14.8%very comfortable
Paducah, KY$1,118/mo15.3%very comfortable
Lawrenceburg, KY$1,132/mo15.5%very comfortable
Owensboro, KY$1,161/mo15.9%very comfortable
Oak Grove, KY$1,163/mo15.9%very comfortable
Richmond, KY$1,179/mo16.1%very comfortable
Winchester, KY$1,226/mo16.8%very comfortable
Erlanger, KY$1,250/mo17.1%very comfortable
Bowling Green, KY$1,258/mo17.2%very comfortable
Elizabethtown, KY$1,278/mo17.5%very comfortable
Louisville, KY$1,362/mo18.6%very comfortable
Fort Thomas, KY$1,386/mo19%very comfortable
Southgate, KY$1,447/mo19.8%very comfortable
Alexandria, KY$1,488/mo20.3%affordable
Franklin, KY$1,538/mo21%affordable
Nicholasville, KY$1,546/mo21.1%affordable
Bellevue, KY$1,540/mo21.1%affordable
Lexington, KY$1,552/mo21.2%affordable
Georgetown, KY$1,551/mo21.2%affordable
Florence, KY$1,556/mo21.3%affordable
Fort Wright, KY$1,577/mo21.6%affordable
Newport, KY$1,587/mo21.7%affordable
Shelbyville, KY$1,608/mo22%affordable
Covington, KY$1,614/mo22.1%affordable
Cold Spring, KY$1,637/mo22.4%affordable
Shepherdsville, KY$1,720/mo23.5%affordable
Vine Grove, KY$1,775/mo24.3%affordable
Versailles, KY$1,783/mo24.4%affordable
Hebron, KY$1,787/mo24.4%affordable
Dayton, KY$2,037/mo27.9%affordable
Independence, KY$2,071/mo28.3%affordable
Burlington, KY$2,108/mo28.8%affordable
La Grange, KY$2,114/mo28.9%affordable
Prospect, KY$2,382/mo32.6%stretched
Methodology: Salary is the BLS-derived state estimate for Kentucky. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).