Can A Physical Therapist Afford Rent in Louisville, KY?
Comfortably affordable — rent takes 19.1% of gross income.
Louisville rent: June 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Kentucky cities have lower median rent than Louisville, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Louisville
View full rent data for Louisville, KY →Frequently asked questions
Can a physical therapist afford rent in Louisville, KY?
Median rent in Louisville is $1,394 a month. A typical physical therapist in Kentucky earns about $87,745 a year, which makes that rent 19.1% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Louisville?
Using the 30% rule, a physical therapist salary in Kentucky (~$87,745/yr) supports up to $2,194 a month in rent. Louisville's current median rent is $1,394/mo, which leaves a $800/mo buffer.
How many hours does a physical therapist work to cover rent in Louisville?
At an hourly equivalent of about $42 an hour, a physical therapist in Kentucky works roughly 33 hours a month to cover Louisville's median rent of $1,394.
Where is rent cheaper than Louisville for a physical therapist?
Nearby Kentucky cities with lower median rent include Fort Thomas ($1,390/mo), Fort Thomas ($1,390/mo), Nicholasville ($1,386/mo). Each shifts the affordability math materially on a physical therapist salary.