Can A Physical Therapist Afford Rent in Bedford, MA?

Comfortably affordable — rent takes 29.7% of gross income.

Bedford rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Bedford median rent
$2,863/mo
Physical Therapist salary (Massachusetts)
$115,664/yr
Rent as % of income
29.7%
Gross monthly income works out to about $9,639, and the 30% rule supports up to $2,892/mo in rent. Bedford's median rent of $2,863 leaves roughly $29/mo of headroom under that threshold. A physical therapist works roughly 51.5 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Bedford, which improves the affordability math on a physical therapist salary:

Stoneham, MA
$2,862/mo (29.7% of income)
Westford, MA
$2,862/mo (29.7% of income)
Amherst, MA
$2,862/mo (29.7% of income)

Compare with full rent data for Bedford

View full rent data for Bedford, MA

Frequently asked questions

Can a physical therapist afford rent in Bedford, MA?

Median rent in Bedford is $2,863 a month. A typical physical therapist in Massachusetts earns about $115,664 a year, which makes that rent 29.7% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Bedford?

Using the 30% rule, a physical therapist salary in Massachusetts (~$115,664/yr) supports up to $2,892 a month in rent. Bedford's current median rent is $2,863/mo, which leaves a $29/mo buffer.

How many hours does a physical therapist work to cover rent in Bedford?

At an hourly equivalent of about $56 an hour, a physical therapist in Massachusetts works roughly 51.5 hours a month to cover Bedford's median rent of $2,863.

Where is rent cheaper than Bedford for a physical therapist?

Nearby Massachusetts cities with lower median rent include Stoneham ($2,862/mo), Westford ($2,862/mo), Amherst ($2,862/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Bedford, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.