Can A Physical Therapist Afford Rent in Ellicott City, MD?

Comfortably affordable — rent takes 28.4% of gross income.

Ellicott City rent: June 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Ellicott City median rent
$2,552/mo
Physical Therapist salary (Maryland)
$107,687/yr
Rent as % of income
28.4%
Gross monthly income works out to about $8,974, and the 30% rule supports up to $2,692/mo in rent. Ellicott City's median rent of $2,552 leaves roughly $140/mo of headroom under that threshold. A physical therapist works roughly 49.3 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Maryland cities have lower median rent than Ellicott City, which improves the affordability math on a physical therapist salary:

Berlin, MD
$2,551/mo (28.4% of income)
Derwood, MD
$2,550/mo (28.4% of income)
Riverdale, MD
$2,547/mo (28.4% of income)

Compare with full rent data for Ellicott City

View full rent data for Ellicott City, MD

Frequently asked questions

Can a physical therapist afford rent in Ellicott City, MD?

Median rent in Ellicott City is $2,552 a month. A typical physical therapist in Maryland earns about $107,687 a year, which makes that rent 28.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Ellicott City?

Using the 30% rule, a physical therapist salary in Maryland (~$107,687/yr) supports up to $2,692 a month in rent. Ellicott City's current median rent is $2,552/mo, which leaves a $140/mo buffer.

How many hours does a physical therapist work to cover rent in Ellicott City?

At an hourly equivalent of about $52 an hour, a physical therapist in Maryland works roughly 49.3 hours a month to cover Ellicott City's median rent of $2,552.

Where is rent cheaper than Ellicott City for a physical therapist?

Nearby Maryland cities with lower median rent include Berlin ($2,551/mo), Derwood ($2,550/mo), Riverdale ($2,547/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ellicott City, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.