City Report · MD

Ellicott City

Pop. 75,257·14th most expensive in Maryland·One of the pricier rental markets in the US
Median rent (all units)
$2,596/mo
Year-over-Year
+3.0%
Month-over-Month
+0.4%
vs US Median
+$664
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Ellicott City · $2,596
More expensive than 82% of US cities · National median $1,932/mo
Rent Reality Score
51/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Ellicott City's 10-year trend predicts.

Actual rent
$2,596/mo
Expected by trend
$2,611/mo
The Rent Reality Score compares today's median rent to where Ellicott City's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,810
1 BR
$2,065
2 BR
$2,530
3 BR
$3,260
4 BR+
$3,635
Fair Market Rent (HUD)
$2,530/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,596 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in Ellicott City usually run 1% below trend in January and 0.9% above it in June, about $49 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Ellicott City is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Maryland

Rent in Ellicott City changed +3.0% over the year to September 2026. Across the 81 Maryland cities Zillow tracks, the typical change was +2.4%.

Since before the pandemic

Rent in Ellicott City is 33.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($156,964) is $3,924 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,635).

Cheaper nearby

Columbia, 5 miles away, rents for 12% less ($2,278/mo), about $3,800 a year in savings.

From Zillow's monthly rent index (ZORI) for Ellicott City. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$31,152/yr
At $2,596/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.0% YoY, +0.4% MoM), not inventory.
Rent check

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Demographics

Who lives here

Ellicott City, MD is majority owner-occupied, has a median income above the national average, 68.8% of residents hold a bachelor's degree or higher.

Population
75,257
Median income
$156,964
Median age
43.2
Renters
28%
Age distribution
24.7%
14.8%
28.7%
13.3%
18.5%
Under 1824.7%
18–3414.8%
35–5428.7%
55–6413.3%
65+18.5%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
50.8%
30.7%
White50.8%
Black9.1%
Hispanic4.5%
Asian30.7%
Other4.9%
Education (25+)
16%
68.8%
No HS diploma4.3%
HS diploma11%
Some college16%
Bachelor's+68.8%
Housing tenure
72%
28%
Owner72%
Renter28%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Ellicott City, MD has changed in 5 years

Rent
$2,018 → $2,596
up 28.6%
Income
$136,234 → $156,964
up 15.2%
Population
74,432 → 75,257
up 1.1%
Renter share
27.8% → 28%
+0.2 pts
Bachelor's+
68.7% → 68.8%
+0.1 pts
Median age
41.8 → 43.2
+1.4 yrs

Five years ago, renters in Ellicott City, MD paid around $2,018 a month. That figure now sits near $2,596, up 28.6% from the 2021 baseline. Census figures show median household income at $156,964 today, compared with $136,234 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Ellicott City, MD adding about 825 residents over the five-year window, up 1.1% on net. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

Discussions about Ellicott City

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View Ellicott City rent history (2015–2026) →
Salary vs rent

Can you afford rent in Ellicott City on your salary?

At $2,596/mo, how Ellicott City rent compares to typical pay (30% rule).

By apartment size

Ellicott City rent by bedroom count

Median rent for each apartment size in Ellicott City. Click any size for full breakdown.

Local insights

Tips for renters in Ellicott City

About renting in Ellicott City, MD

Last updated: October 17, 2026

The median rent in Ellicott City is $2,596/mo as of October 2026. A studio apartment averages $1,810/mo while a 2-bedroom runs $2,530/mo. One-bedroom apartments average $2,065/mo and 3-bedroom units go for $3,260/mo.

At 20% of local median household income ($156,964/yr), Ellicott City ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Ellicott City?

To keep rent at or below 30% of gross income, you would need to earn at least $104,000/year (about $50/hour full-time) to afford the median rent of $2,596/mo in Ellicott City. The local median household income is $156,964/yr, so the typical household meets that bar.

Is rent going up or down in Ellicott City?

Rent in Ellicott City has risen 3.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in Ellicott City?

Asking rents in Ellicott City are usually lowest in January, about 1% below their yearly trend, and highest in June, about 0.9% above it. At today's median that is a gap of roughly $49 a month. This pattern comes from 11 years of Zillow rent data.

Which Ellicott City neighborhoods have the lowest rent?

The most affordable ZIP codes in Ellicott City are 21043 ($2,481/mo), and 21042 ($2,929/mo). Citywide, the median rent is $2,596/mo.

How does Ellicott City rent compare to other cities in Maryland?

Ellicott City is one of the pricier among Maryland cities for rent, ranking #14 of 93 tracked cities at $2,596/mo. Over the year to September 2026, rent in Ellicott City changed +3.0%, against a typical +2.4% across the 81 Maryland cities Zillow tracks.

Which nearby cities are cheaper to rent in than Ellicott City?

Nearby cities with lower median rent than Ellicott City ($2,596/mo) include Randallstown ($1,483/mo), Windsor Mill ($1,515/mo), and Catonsville ($1,741/mo).
Income Affordability
20%
VERY AFFORDABLE

At $2,596/mo, rent takes ~20% of Ellicott City's median household income ($156,964/yr). The standard benchmark is 30%.

Ellicott City 20%Benchmark 30%
State income tax2–5.75%
Run the Ellicott City affordability calculator →
Lowest-rent ZIP codes in Ellicott City
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Ellicott City, MD

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