Can A Physical Therapist Afford Rent in Bemidji, MN?

Comfortably affordable — rent takes 16.3% of gross income.

Bemidji rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

Bemidji median rent
$1,411/mo
Physical Therapist salary (Minnesota)
$103,698/yr
Rent as % of income
16.3%
Gross monthly income works out to about $8,642, and the 30% rule supports up to $2,592/mo in rent. Bemidji's median rent of $1,411 leaves roughly $1,181/mo of headroom under that threshold. A physical therapist works roughly 28.3 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Minnesota cities have lower median rent than Bemidji, which improves the affordability math on a physical therapist salary:

Roseville, MN
$1,410/mo (16.3% of income)
Bloomington, MN
$1,410/mo (16.3% of income)
Fridley, MN
$1,410/mo (16.3% of income)

Compare with full rent data for Bemidji

View full rent data for Bemidji, MN

Frequently asked questions

Can a physical therapist afford rent in Bemidji, MN?

Median rent in Bemidji is $1,411 a month. A typical physical therapist in Minnesota earns about $103,698 a year, which makes that rent 16.3% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Bemidji?

Using the 30% rule, a physical therapist salary in Minnesota (~$103,698/yr) supports up to $2,592 a month in rent. Bemidji's current median rent is $1,411/mo, which leaves a $1,181/mo buffer.

How many hours does a physical therapist work to cover rent in Bemidji?

At an hourly equivalent of about $50 an hour, a physical therapist in Minnesota works roughly 28.3 hours a month to cover Bemidji's median rent of $1,411.

Where is rent cheaper than Bemidji for a physical therapist?

Nearby Minnesota cities with lower median rent include Roseville ($1,410/mo), Bloomington ($1,410/mo), Fridley ($1,410/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Bemidji, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.