Can A Physical Therapist Afford Rent in Duluth, MN?

Comfortably affordable — rent takes 16.9% of gross income.

Duluth rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

Duluth median rent
$1,458/mo
Physical Therapist salary (Minnesota)
$103,698/yr
Rent as % of income
16.9%
Gross monthly income works out to about $8,642, and the 30% rule supports up to $2,592/mo in rent. Duluth's median rent of $1,458 leaves roughly $1,134/mo of headroom under that threshold. A physical therapist works roughly 29.2 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Minnesota cities have lower median rent than Duluth, which improves the affordability math on a physical therapist salary:

Burnsville, MN
$1,457/mo (16.9% of income)
Little Canada, MN
$1,454/mo (16.8% of income)
South Saint Paul, MN
$1,453/mo (16.8% of income)

Compare with full rent data for Duluth

View full rent data for Duluth, MN

Frequently asked questions

Can a physical therapist afford rent in Duluth, MN?

Median rent in Duluth is $1,458 a month. A typical physical therapist in Minnesota earns about $103,698 a year, which makes that rent 16.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Duluth?

Using the 30% rule, a physical therapist salary in Minnesota (~$103,698/yr) supports up to $2,592 a month in rent. Duluth's current median rent is $1,458/mo, which leaves a $1,134/mo buffer.

How many hours does a physical therapist work to cover rent in Duluth?

At an hourly equivalent of about $50 an hour, a physical therapist in Minnesota works roughly 29.2 hours a month to cover Duluth's median rent of $1,458.

Where is rent cheaper than Duluth for a physical therapist?

Nearby Minnesota cities with lower median rent include Burnsville ($1,457/mo), Little Canada ($1,454/mo), South Saint Paul ($1,453/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Duluth, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.