City Report · MN

Duluth

Pop. 87,093·49th most expensive in Minnesota·Rental market data updated monthly for Duluth, MN
Median rent (all units)
$1,434/mo
Year-over-Year
+3.4%
Month-over-Month
+0.5%
vs US Median
-$498
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Duluth · $1,434
More affordable than 80% of US cities · National median $1,932/mo
Rent Reality Score
55/100
Fairly priced
OverheatedFairGreat value

Rents are 3% below what Duluth's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,434/mo
Expected by trend
$1,473/mo
The Rent Reality Score compares today's median rent to where Duluth's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$848
1 BR
$972
2 BR
$1,236
3 BR
$1,666
4 BR+
$2,078
Fair Market Rent (HUD)
$1,236/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,434 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

October. Asking rents in Duluth usually run 0.8% below trend in October and 0.6% above it in July, about $20 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in Duluth is at its highest level since Zillow's records here began in October 2017.

Past year vs. the rest of Minnesota

Rent in Duluth changed +3.4% over the year to September 2026. Across the 53 Minnesota cities Zillow tracks, the typical change was +3.4%.

Rent vs. income since 2019

From 2019 to 2024, rent in Duluth rose 29.7% while median household income rose 31.2% ($52,463 to $68,807). Income kept ahead of rent.

Since before the pandemic

Rent in Duluth is 38.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 8 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($68,807) is $1,720 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,666); a 4-bedroom is $2,078.

Spread across ZIP codes

The priciest of 5 ZIP codes in Duluth, 55811 ($2,073/mo), costs 1.8 times the cheapest, 55806 ($1,171/mo).

Cheaper nearby

Superior, WI, 14 miles away, rents for 21% less ($1,126/mo), about $3,700 a year in savings.

From Zillow's monthly rent index (ZORI) for Duluth. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,208/yr
At $1,434/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.4% YoY, +0.5% MoM), not inventory.
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Demographics

Who lives here

Duluth, MN is majority owner-occupied, skews toward younger working-age adults, 44% of residents hold a bachelor's degree or higher.

Population
87,093
Median income
$68,807
Median age
35.2
Renters
40.6%
Age distribution
17.6%
32.2%
22.6%
17.3%
Under 1817.6%
18–3432.2%
35–5422.6%
55–6410.3%
65+17.3%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
87.4%
White87.4%
Black2.8%
Hispanic2.6%
Asian1.7%
Other5.5%
Education (25+)
20.3%
31.6%
44%
No HS diploma4.2%
HS diploma20.3%
Some college31.6%
Bachelor's+44%
Housing tenure
59.4%
40.6%
Owner59.4%
Renter40.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Duluth, MN has changed in 5 years

Rent
$1,098 → $1,434
up 30.6%
Income
$58,014 → $68,807
up 18.6%
Population
86,711 → 87,093
up 0.4%
Renter share
39.2% → 40.6%
+1.4 pts
Bachelor's+
40.4% → 44%
+3.6 pts
Median age
33.9 → 35.2
+1.3 yrs

Across the past five years, the going rent in Duluth, MN has shifted from $1,098 to $1,434, up 30.6% since 2021. Median household income climbed from $58,014 to $68,807 between 2021 and 2024, a 18.6% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 40.4% to 44% across the same window. Taken together, the five-year picture in Duluth, MN reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about Duluth

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View Duluth rent history (2015–2026) →
Salary vs rent

Can you afford rent in Duluth on your salary?

At $1,434/mo, how Duluth rent compares to typical pay (30% rule).

By apartment size

Duluth rent by bedroom count

Median rent for each apartment size in Duluth. Click any size for full breakdown.

Local insights

Tips for renters in Duluth

About renting in Duluth, MN

Last updated: October 17, 2026

The median rent in Duluth is $1,434/mo as of October 2026. A studio apartment averages $848/mo while a 2-bedroom runs $1,236/mo. One-bedroom apartments average $972/mo and 3-bedroom units go for $1,666/mo.

At 25% of local median household income ($68,807/yr), Duluth ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Duluth?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,434/mo in Duluth. The local median household income is $68,807/yr, so the typical household meets that bar.

Is rent going up or down in Duluth?

Rent in Duluth has risen 3.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in October 2017.

When is the cheapest time to rent in Duluth?

Asking rents in Duluth are usually lowest in October, about 0.8% below their yearly trend, and highest in July, about 0.6% above it. At today's median that is a gap of roughly $20 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in Duluth?

No. From 2019 to 2024, rent in Duluth rose 29.7% while median household income rose 31.2%, from $52,463 to $68,807. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Duluth neighborhoods have the lowest rent?

The most affordable ZIP codes in Duluth are 55806 ($1,171/mo), 55812 ($1,336/mo), and 55805 ($1,346/mo). Citywide, the median rent is $1,434/mo.

How does Duluth rent compare to other cities in Minnesota?

Duluth is one of the more affordable among Minnesota cities for rent, ranking #49 of 68 tracked cities at $1,434/mo. Over the year to September 2026, rent in Duluth changed +3.4%, against a typical +3.4% across the 53 Minnesota cities Zillow tracks.

Which nearby cities are cheaper to rent in than Duluth?

Nearby cities with lower median rent than Duluth ($1,434/mo) include Superior ($1,126/mo).
Income Affordability
25%
AFFORDABLE

At $1,434/mo, rent takes ~25% of Duluth's median household income ($68,807/yr). The standard benchmark is 30%.

Duluth 25%Benchmark 30%
State income tax5.35–9.85%
Run the Duluth affordability calculator →
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