Can A Physical Therapist Afford Rent in Saint Joseph, MO?
Comfortably affordable — rent takes 13.8% of gross income.
Saint Joseph rent: June 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Missouri cities have lower median rent than Saint Joseph, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Saint Joseph
View full rent data for Saint Joseph, MO →Frequently asked questions
Can a physical therapist afford rent in Saint Joseph, MO?
Median rent in Saint Joseph is $1,056 a month. A typical physical therapist in Missouri earns about $91,733 a year, which makes that rent 13.8% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Saint Joseph?
Using the 30% rule, a physical therapist salary in Missouri (~$91,733/yr) supports up to $2,293 a month in rent. Saint Joseph's current median rent is $1,056/mo, which leaves a $1,237/mo buffer.
How many hours does a physical therapist work to cover rent in Saint Joseph?
At an hourly equivalent of about $44 an hour, a physical therapist in Missouri works roughly 23.9 hours a month to cover Saint Joseph's median rent of $1,056.
Where is rent cheaper than Saint Joseph for a physical therapist?
Nearby Missouri cities with lower median rent include Saint Robert ($1,051/mo), Waynesville ($1,050/mo), Warrensburg ($1,049/mo). Each shifts the affordability math materially on a physical therapist salary.