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City Report · MO

Saint Joseph

·69th most expensive in Missouri·Saint Joseph rents are up 22.2% over the past year
Median rent (all units)
$1,056/mo
Year-over-Year
+22.2%
Month-over-Month
+6.8%
vs US Median
-$909
Rising (Monthly)
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Most AffordableMost Expensive
Saint Joseph · $1,056
More affordable than 96% of US cities · National median $1,965/mo
Rent Reality Score
27/100
Overpriced
OverheatedFairGreat value

Rents are 12% above what Saint Joseph's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,056/mo
Expected by trend
$947/mo
The Rent Reality Score compares today's median rent to where Saint Joseph's own long-run trajectory projects it should be. See the full rankings →
Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$12,672/yr
At $1,056/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 22.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+22.2% YoY, +6.8% MoM), not inventory.
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2023 vs 2026

How Saint Joseph, MO has changed in 5 years

Rent
$760 → $1,056
up 38.9%

Since 2023, the typical rent in Saint Joseph, MO has climbed from $760 to $1,056, a 38.9% change over five years. Reading these numbers side by side helps frame whether current listings in Saint Joseph, MO look reasonable against where the market sat half a decade ago.

Community

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View Saint Joseph rent history (2015–2026) →
Salary vs rent

Can you afford rent in Saint Joseph on your salary?

At $1,056/mo, how Saint Joseph rent compares to typical pay (30% rule).

Local insights

Tips for renters in Saint Joseph

About renting in Saint Joseph, MO

Last updated: July 20, 2026

The median rent in Saint Joseph is $1,056/mo as of July 2026.

At 18% of estimated US median household income ($72,000/yr), Saint Joseph ranks as affordable compared to the national benchmark of 30%. Rents have increased 22.2% over the past year.

FAQ

Frequently asked questions

Is Saint Joseph an affordable city for renters?

Saint Joseph is considered very affordable for renters. At $1,056/mo, rent takes approximately 18% of the US median household income ($72,000/yr). The standard benchmark is 30%. Saint Joseph falls comfortably within that range.

How much income do you need to rent in Saint Joseph?

To keep rent at or below 30% of gross income, you would need to earn at least $42,000/year (~$20/hour full-time) to afford the median rent of $1,056/mo in Saint Joseph.

Is rent going up or down in Saint Joseph?

Rent in Saint Joseph has increased 22.2% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Saint Joseph rent compare to other cities in Missouri?

Saint Joseph is one of the more affordable cities in Missouri for rent, ranking #69 out of 74 tracked cities at $1,056/mo.

Which nearby cities are cheaper to rent in than Saint Joseph?

Maryville is nearby and more affordable at $843/mo, which is $213 less than Saint Joseph.

How does Saint Joseph rent compare to the national average?

Saint Joseph's median rent of $1,056/mo is $909 (46%) below the US national median of $1,965/mo. Within Missouri, it ranks #69 out of 74 tracked cities.
Income Affordability
18%
VERY AFFORDABLE

At $1,056/mo, rent takes ~18% of US median household income ($72,000/yr). The standard benchmark is 30%.

Saint Joseph 18%Benchmark 30%
State income tax2–4.7%
Run the Saint Joseph affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Saint Joseph, MO

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