Can A Physical Therapist Afford Rent in Ocean Springs, MS?

Comfortably affordable — rent takes 25.6% of gross income.

Ocean Springs rent: June 2026. Salary: BLS OEWS May 2024 (Mississippi state estimate).

Ocean Springs median rent
$1,723/mo
Physical Therapist salary (Mississippi)
$80,765/yr
Rent as % of income
25.6%
Gross monthly income works out to about $6,730, and the 30% rule supports up to $2,019/mo in rent. Ocean Springs's median rent of $1,723 leaves roughly $296/mo of headroom under that threshold. A physical therapist works roughly 44.4 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Mississippi cities have lower median rent than Ocean Springs, which improves the affordability math on a physical therapist salary:

Clinton, MS
$1,702/mo (25.3% of income)
Clinton, MS
$1,700/mo (25.3% of income)
Diberville, MS
$1,700/mo (25.3% of income)

Compare with full rent data for Ocean Springs

View full rent data for Ocean Springs, MS

Frequently asked questions

Can a physical therapist afford rent in Ocean Springs, MS?

Median rent in Ocean Springs is $1,723 a month. A typical physical therapist in Mississippi earns about $80,765 a year, which makes that rent 25.6% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Ocean Springs?

Using the 30% rule, a physical therapist salary in Mississippi (~$80,765/yr) supports up to $2,019 a month in rent. Ocean Springs's current median rent is $1,723/mo, which leaves a $296/mo buffer.

How many hours does a physical therapist work to cover rent in Ocean Springs?

At an hourly equivalent of about $39 an hour, a physical therapist in Mississippi works roughly 44.4 hours a month to cover Ocean Springs's median rent of $1,723.

Where is rent cheaper than Ocean Springs for a physical therapist?

Nearby Mississippi cities with lower median rent include Clinton ($1,702/mo), Clinton ($1,700/mo), Diberville ($1,700/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Mississippi state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ocean Springs, MS. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.