Can A Physical Therapist Afford Rent in Billings, MT?

Comfortably affordable — rent takes 19.9% of gross income.

Billings rent: June 2026. Salary: BLS OEWS May 2024 (Montana state estimate).

Billings median rent
$1,458/mo
Physical Therapist salary (Montana)
$87,745/yr
Rent as % of income
19.9%
Gross monthly income works out to about $7,312, and the 30% rule supports up to $2,194/mo in rent. Billings's median rent of $1,458 leaves roughly $736/mo of headroom under that threshold. A physical therapist works roughly 34.6 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Montana cities have lower median rent than Billings, which improves the affordability math on a physical therapist salary:

Helena, MT
$1,457/mo (19.9% of income)
Missoula, MT
$1,456/mo (19.9% of income)
Missoula, MT
$1,452/mo (19.9% of income)

Compare with full rent data for Billings

View full rent data for Billings, MT

Frequently asked questions

Can a physical therapist afford rent in Billings, MT?

Median rent in Billings is $1,458 a month. A typical physical therapist in Montana earns about $87,745 a year, which makes that rent 19.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Billings?

Using the 30% rule, a physical therapist salary in Montana (~$87,745/yr) supports up to $2,194 a month in rent. Billings's current median rent is $1,458/mo, which leaves a $736/mo buffer.

How many hours does a physical therapist work to cover rent in Billings?

At an hourly equivalent of about $42 an hour, a physical therapist in Montana works roughly 34.6 hours a month to cover Billings's median rent of $1,458.

Where is rent cheaper than Billings for a physical therapist?

Nearby Montana cities with lower median rent include Helena ($1,457/mo), Missoula ($1,456/mo), Missoula ($1,452/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Montana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Billings, MT. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.