Rent Affordability for A Physical Therapist in Montana

A typical physical therapist in Montana earns about $87,745 a year, which supports approximately $2,194 a month in rent under the 30% rule. Below, every tracked Montana city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 10 of 12 cities tracked stay within the 30% rule; 2 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Miles City, MT$813/mo11.1%very comfortable
Laurel, MT$1,286/mo17.6%very comfortable
Butte, MT$1,314/mo18%very comfortable
Livingston, MT$1,339/mo18.3%very comfortable
Great Falls, MT$1,367/mo18.7%very comfortable
Billings, MT$1,458/mo19.9%very comfortable
Missoula, MT$1,550/mo21.2%affordable
Helena, MT$1,663/mo22.7%affordable
Kalispell, MT$1,852/mo25.3%affordable
Belgrade, MT$2,188/mo29.9%affordable
Bozeman, MT$2,227/mo30.5%stretched
Whitefish, MT$2,712/mo37.1%stretched
Methodology: Salary is the BLS-derived state estimate for Montana. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).