Can A Physical Therapist Afford Rent in Bozeman, MT?

Stretched but workable — rent takes 30.5% of gross income.

Bozeman rent: June 2026. Salary: BLS OEWS May 2024 (Montana state estimate).

Bozeman median rent
$2,227/mo
Physical Therapist salary (Montana)
$87,745/yr
Rent as % of income
30.5%
Gross monthly income works out to about $7,312, and the 30% rule supports up to $2,194/mo in rent. Bozeman's median rent of $2,227 exceeds that threshold by $33/mo, putting a physical therapist salary into the rent-burdened range here. A physical therapist works roughly 52.8 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Montana cities have lower median rent than Bozeman, which improves the affordability math on a physical therapist salary:

Belgrade, MT
$2,223/mo (30.4% of income)
Belgrade, MT
$2,222/mo (30.4% of income)
Belgrade, MT
$2,222/mo (30.4% of income)

Compare with full rent data for Bozeman

View full rent data for Bozeman, MT

Frequently asked questions

Can a physical therapist afford rent in Bozeman, MT?

Median rent in Bozeman is $2,227 a month. A typical physical therapist in Montana earns about $87,745 a year, which makes that rent 30.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a physical therapist afford in Bozeman?

Using the 30% rule, a physical therapist salary in Montana (~$87,745/yr) supports up to $2,194 a month in rent. Bozeman's current median rent is $2,227/mo, which is $33/mo over the affordability threshold.

How many hours does a physical therapist work to cover rent in Bozeman?

At an hourly equivalent of about $42 an hour, a physical therapist in Montana works roughly 52.8 hours a month to cover Bozeman's median rent of $2,227.

Where is rent cheaper than Bozeman for a physical therapist?

Nearby Montana cities with lower median rent include Belgrade ($2,223/mo), Belgrade ($2,222/mo), Belgrade ($2,222/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Montana state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Bozeman, MT. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.