Can A Physical Therapist Afford Rent in Elmira, NY?

Comfortably affordable — rent takes 12.2% of gross income.

Elmira rent: June 2026. Salary: BLS OEWS May 2024 (New York state estimate).

Elmira median rent
$1,158/mo
Physical Therapist salary (New York)
$113,669/yr
Rent as % of income
12.2%
Gross monthly income works out to about $9,472, and the 30% rule supports up to $2,842/mo in rent. Elmira's median rent of $1,158 leaves roughly $1,684/mo of headroom under that threshold. A physical therapist works roughly 21.2 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These New York cities have lower median rent than Elmira, which improves the affordability math on a physical therapist salary:

Cortland, NY
$1,152/mo (12.2% of income)
North Tonawanda, NY
$1,152/mo (12.2% of income)
North Tonawanda, NY
$1,152/mo (12.2% of income)

Compare with full rent data for Elmira

View full rent data for Elmira, NY

Frequently asked questions

Can a physical therapist afford rent in Elmira, NY?

Median rent in Elmira is $1,158 a month. A typical physical therapist in New York earns about $113,669 a year, which makes that rent 12.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Elmira?

Using the 30% rule, a physical therapist salary in New York (~$113,669/yr) supports up to $2,842 a month in rent. Elmira's current median rent is $1,158/mo, which leaves a $1,684/mo buffer.

How many hours does a physical therapist work to cover rent in Elmira?

At an hourly equivalent of about $55 an hour, a physical therapist in New York works roughly 21.2 hours a month to cover Elmira's median rent of $1,158.

Where is rent cheaper than Elmira for a physical therapist?

Nearby New York cities with lower median rent include Cortland ($1,152/mo), North Tonawanda ($1,152/mo), North Tonawanda ($1,152/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Elmira, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.