Rent Affordability for A Physical Therapist in New York

A typical physical therapist in New York earns about $113,669 a year, which supports approximately $2,842 a month in rent under the 30% rule. Below, every tracked New York city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 82 of 145 cities tracked stay within the 30% rule; 63 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Lockport, NY$1,024/mo10.8%very comfortable
Elmira, NY$1,158/mo12.2%very comfortable
Palmyra, NY$1,168/mo12.3%very comfortable
North Tonawanda, NY$1,173/mo12.4%very comfortable
Niagara Falls, NY$1,212/mo12.8%very comfortable
Johnson City, NY$1,222/mo12.9%very comfortable
Potsdam, NY$1,245/mo13.1%very comfortable
Gloversville, NY$1,248/mo13.2%very comfortable
Amsterdam, NY$1,258/mo13.3%very comfortable
Endicott, NY$1,267/mo13.4%very comfortable
Corning, NY$1,272/mo13.4%very comfortable
Tonawanda, NY$1,281/mo13.5%very comfortable
Binghamton, NY$1,322/mo14%very comfortable
Painted Post, NY$1,334/mo14.1%very comfortable
Brockport, NY$1,344/mo14.2%very comfortable
Utica, NY$1,365/mo14.4%very comfortable
Cortland, NY$1,367/mo14.4%very comfortable
Hamburg, NY$1,364/mo14.4%very comfortable
Whitesboro, NY$1,394/mo14.7%very comfortable
Oswego, NY$1,415/mo14.9%very comfortable
Auburn, NY$1,425/mo15%very comfortable
Glens Falls, NY$1,419/mo15%very comfortable
Buffalo, NY$1,430/mo15.1%very comfortable
Watervliet, NY$1,471/mo15.5%very comfortable
Henrietta, NY$1,473/mo15.6%very comfortable
Schenectady, NY$1,489/mo15.7%very comfortable
Troy, NY$1,501/mo15.8%very comfortable
Rome, NY$1,500/mo15.8%very comfortable
Depew, NY$1,505/mo15.9%very comfortable
Watertown, NY$1,517/mo16%very comfortable
Rochester, NY$1,532/mo16.2%very comfortable
Syracuse, NY$1,546/mo16.3%very comfortable
Oneonta, NY$1,554/mo16.4%very comfortable
Clarence, NY$1,550/mo16.4%very comfortable
Lancaster, NY$1,582/mo16.7%very comfortable
Ellenville, NY$1,600/mo16.9%very comfortable
Albany, NY$1,611/mo17%very comfortable
Monticello, NY$1,617/mo17.1%very comfortable
Clifton Park, NY$1,647/mo17.4%very comfortable
Penfield, NY$1,647/mo17.4%very comfortable
Webster, NY$1,657/mo17.5%very comfortable
Port Jervis, NY$1,704/mo18%very comfortable
West Henrietta, NY$1,726/mo18.2%very comfortable
Canandaigua, NY$1,746/mo18.4%very comfortable
Fairport, NY$1,774/mo18.7%very comfortable
Camillus, NY$1,783/mo18.8%very comfortable
Cohoes, NY$1,816/mo19.2%very comfortable
Catskill, NY$1,831/mo19.3%very comfortable
Poughkeepsie, NY$1,865/mo19.7%very comfortable
Baldwinsville, NY$1,867/mo19.7%very comfortable
Newburgh, NY$1,925/mo20.3%affordable
East Syracuse, NY$1,925/mo20.3%affordable
Ithaca, NY$1,947/mo20.6%affordable
Rensselaer, NY$1,970/mo20.8%affordable
Ballston Spa, NY$2,010/mo21.2%affordable
New Hartford, NY$2,010/mo21.2%affordable
Kingston, NY$2,019/mo21.3%affordable
Latham, NY$2,049/mo21.6%affordable
Grand Island, NY$2,089/mo22.1%affordable
East Amherst, NY$2,108/mo22.3%affordable
Getzville, NY$2,130/mo22.5%affordable
Hudson, NY$2,159/mo22.8%affordable
Delmar, NY$2,163/mo22.8%affordable
Williamsville, NY$2,167/mo22.9%affordable
Deer Park, NY$2,175/mo23%affordable
Middletown, NY$2,210/mo23.3%affordable
Farmington, NY$2,218/mo23.4%affordable
Brentwood, NY$2,300/mo24.3%affordable
Saratoga Springs, NY$2,374/mo25.1%affordable
Moriches, NY$2,376/mo25.1%affordable
Wappingers Falls, NY$2,398/mo25.3%affordable
Manorville, NY$2,410/mo25.4%affordable
Liverpool, NY$2,421/mo25.6%affordable
Eastchester, NY$2,683/mo28.3%affordable
Patchogue, NY$2,679/mo28.3%affordable
Bohemia, NY$2,686/mo28.4%affordable
Warwick, NY$2,706/mo28.6%affordable
Yonkers, NY$2,754/mo29.1%affordable
Mount Vernon, NY$2,794/mo29.5%affordable
West Babylon, NY$2,790/mo29.5%affordable
Holbrook, NY$2,827/mo29.8%affordable
Suffern, NY$2,833/mo29.9%affordable
Franklin Square, NY$2,850/mo30.1%stretched
New Paltz, NY$2,848/mo30.1%stretched
Nyack, NY$2,855/mo30.1%stretched
Hicksville, NY$2,879/mo30.4%stretched
Bay Shore, NY$2,896/mo30.6%stretched
Port Chester, NY$2,909/mo30.7%stretched
Goshen, NY$2,930/mo30.9%stretched
Ronkonkoma, NY$2,934/mo31%stretched
New Windsor, NY$2,962/mo31.3%stretched
New Rochelle, NY$2,974/mo31.4%stretched
Port Jefferson Station, NY$2,979/mo31.4%stretched
Valley Stream, NY$2,994/mo31.6%stretched
Hauppauge, NY$3,012/mo31.8%stretched
Farmingdale, NY$3,028/mo32%stretched
Monroe, NY$3,054/mo32.2%stretched
Beacon, NY$3,062/mo32.3%stretched
Peekskill, NY$3,108/mo32.8%stretched
Nanuet, NY$3,103/mo32.8%stretched
Central Islip, NY$3,147/mo33.2%stretched
Westbury, NY$3,154/mo33.3%stretched
Amityville, NY$3,154/mo33.3%stretched
Port Jefferson, NY$3,165/mo33.4%stretched
Oceanside, NY$3,200/mo33.8%stretched
White Plains, NY$3,228/mo34.1%stretched
Coram, NY$3,324/mo35.1%stretched
Huntington, NY$3,332/mo35.2%stretched
Mineola, NY$3,341/mo35.3%stretched
Hempstead, NY$3,370/mo35.6%stretched
Huntington Station, NY$3,369/mo35.6%stretched
Irvington, NY$3,451/mo36.4%stretched
Washingtonville, NY$3,475/mo36.7%stretched
Rockville Centre, NY$3,502/mo37%stretched
Uniondale, NY$3,545/mo37.4%stretched
Ossining, NY$3,600/mo38%stretched
Woodbury, NY$3,603/mo38%stretched
Glen Cove, NY$3,605/mo38.1%stretched
Oyster Bay, NY$3,605/mo38.1%stretched
Levittown, NY$3,623/mo38.2%stretched
Tivoli, NY$3,650/mo38.5%stretched
Long Beach, NY$3,684/mo38.9%stretched
West Hempstead, NY$3,821/mo40.3%rent-burdened
Purchase, NY$3,903/mo41.2%rent-burdened
Farmingville, NY$3,983/mo42%rent-burdened
Centereach, NY$4,020/mo42.4%rent-burdened
New Hyde Park, NY$4,111/mo43.4%rent-burdened
New York, NY$4,133/mo43.6%rent-burdened
Mamaroneck, NY$4,144/mo43.7%rent-burdened
Massapequa, NY$4,175/mo44.1%rent-burdened
Port Washington, NY$4,208/mo44.4%rent-burdened
Southold, NY$4,250/mo44.9%rent-burdened
West Harrison, NY$4,350/mo45.9%rent-burdened
Sleepy Hollow, NY$4,451/mo47%rent-burdened
Dobbs Ferry, NY$4,460/mo47.1%rent-burdened
Great Neck, NY$4,908/mo51.8%severely rent-burdened
Plainview, NY$5,088/mo53.7%severely rent-burdened
Harrison, NY$5,176/mo54.6%severely rent-burdened
Garden City, NY$5,550/mo58.6%severely rent-burdened
Larchmont, NY$7,202/mo76%severely rent-burdened
Rye, NY$8,489/mo89.6%severely rent-burdened
Scarsdale, NY$9,756/mo103%severely rent-burdened
East Quogue, NY$13,000/mo137.2%severely rent-burdened
Hampton Bays, NY$13,026/mo137.5%severely rent-burdened
Southampton, NY$17,483/mo184.6%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for New York. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).