Rent Affordability for A Physical Therapist in New York

A typical physical therapist in New York earns about $113,669 a year, which supports approximately $2,842 a month in rent under the 30% rule. Below, every tracked New York city is ranked by how local rent compares against that affordability ceiling.

As of May 2026. 81 of 145 cities tracked stay within the 30% rule; 64 are rent-burdened on this salary.

CityMedian rent% of incomeAffordability
Gloversville, NY$1,025/mo10.8%very comfortable
Lockport, NY$1,036/mo10.9%very comfortable
Palmyra, NY$1,055/mo11.1%very comfortable
Elmira, NY$1,121/mo11.8%very comfortable
Amsterdam, NY$1,194/mo12.6%very comfortable
North Tonawanda, NY$1,203/mo12.7%very comfortable
Niagara Falls, NY$1,221/mo12.9%very comfortable
Endicott, NY$1,246/mo13.2%very comfortable
Binghamton, NY$1,261/mo13.3%very comfortable
Potsdam, NY$1,263/mo13.3%very comfortable
Tonawanda, NY$1,270/mo13.4%very comfortable
Oswego, NY$1,282/mo13.5%very comfortable
Johnson City, NY$1,280/mo13.5%very comfortable
Cortland, NY$1,309/mo13.8%very comfortable
Hamburg, NY$1,315/mo13.9%very comfortable
Corning, NY$1,322/mo14%very comfortable
Brockport, NY$1,330/mo14%very comfortable
Whitesboro, NY$1,338/mo14.1%very comfortable
Auburn, NY$1,379/mo14.6%very comfortable
Painted Post, NY$1,385/mo14.6%very comfortable
Buffalo, NY$1,423/mo15%very comfortable
Utica, NY$1,431/mo15.1%very comfortable
Glens Falls, NY$1,462/mo15.4%very comfortable
Watervliet, NY$1,476/mo15.6%very comfortable
Troy, NY$1,491/mo15.7%very comfortable
Rochester, NY$1,496/mo15.8%very comfortable
Schenectady, NY$1,500/mo15.8%very comfortable
Rome, NY$1,500/mo15.8%very comfortable
Henrietta, NY$1,506/mo15.9%very comfortable
Syracuse, NY$1,525/mo16.1%very comfortable
Depew, NY$1,527/mo16.1%very comfortable
Oneonta, NY$1,540/mo16.3%very comfortable
Penfield, NY$1,543/mo16.3%very comfortable
Clarence, NY$1,550/mo16.4%very comfortable
Watertown, NY$1,578/mo16.7%very comfortable
Lancaster, NY$1,582/mo16.7%very comfortable
Canandaigua, NY$1,603/mo16.9%very comfortable
Ellenville, NY$1,600/mo16.9%very comfortable
Monticello, NY$1,617/mo17.1%very comfortable
Albany, NY$1,635/mo17.3%very comfortable
Clifton Park, NY$1,671/mo17.6%very comfortable
Webster, NY$1,697/mo17.9%very comfortable
Port Jervis, NY$1,708/mo18%very comfortable
West Henrietta, NY$1,713/mo18.1%very comfortable
Cohoes, NY$1,768/mo18.7%very comfortable
Fairport, NY$1,774/mo18.7%very comfortable
Camillus, NY$1,805/mo19.1%very comfortable
Catskill, NY$1,831/mo19.3%very comfortable
Poughkeepsie, NY$1,908/mo20.1%affordable
Baldwinsville, NY$1,901/mo20.1%affordable
Grand Island, NY$1,903/mo20.1%affordable
Ithaca, NY$1,926/mo20.3%affordable
East Syracuse, NY$1,925/mo20.3%affordable
Rensselaer, NY$1,951/mo20.6%affordable
Kingston, NY$1,978/mo20.9%affordable
Ballston Spa, NY$2,001/mo21.1%affordable
Newburgh, NY$2,017/mo21.3%affordable
Williamsville, NY$2,015/mo21.3%affordable
Latham, NY$2,049/mo21.6%affordable
East Amherst, NY$2,074/mo21.9%affordable
Farmington, NY$2,133/mo22.5%affordable
Getzville, NY$2,130/mo22.5%affordable
New Hartford, NY$2,158/mo22.8%affordable
Hudson, NY$2,224/mo23.5%affordable
Deer Park, NY$2,238/mo23.6%affordable
Manorville, NY$2,253/mo23.8%affordable
Delmar, NY$2,269/mo24%affordable
Middletown, NY$2,294/mo24.2%affordable
Brentwood, NY$2,300/mo24.3%affordable
Moriches, NY$2,407/mo25.4%affordable
Liverpool, NY$2,427/mo25.6%affordable
Wappingers Falls, NY$2,467/mo26%affordable
Saratoga Springs, NY$2,494/mo26.3%affordable
New Windsor, NY$2,537/mo26.8%affordable
Suffern, NY$2,567/mo27.1%affordable
Bohemia, NY$2,686/mo28.4%affordable
Warwick, NY$2,706/mo28.6%affordable
Mount Vernon, NY$2,736/mo28.9%affordable
Yonkers, NY$2,766/mo29.2%affordable
Patchogue, NY$2,798/mo29.5%affordable
Goshen, NY$2,814/mo29.7%affordable
Holbrook, NY$2,845/mo30%stretched
New Paltz, NY$2,848/mo30.1%stretched
Nyack, NY$2,914/mo30.8%stretched
Farmingdale, NY$2,948/mo31.1%stretched
Bay Shore, NY$2,953/mo31.2%stretched
Beacon, NY$2,954/mo31.2%stretched
Valley Stream, NY$2,967/mo31.3%stretched
New Rochelle, NY$2,989/mo31.6%stretched
Ronkonkoma, NY$3,003/mo31.7%stretched
West Babylon, NY$3,077/mo32.5%stretched
Franklin Square, NY$3,100/mo32.7%stretched
Central Islip, NY$3,110/mo32.8%stretched
Port Jefferson Station, NY$3,119/mo32.9%stretched
Hauppauge, NY$3,157/mo33.3%stretched
Peekskill, NY$3,191/mo33.7%stretched
Monroe, NY$3,188/mo33.7%stretched
Amityville, NY$3,204/mo33.8%stretched
Port Chester, NY$3,213/mo33.9%stretched
Coram, NY$3,224/mo34%stretched
White Plains, NY$3,227/mo34.1%stretched
Hicksville, NY$3,239/mo34.2%stretched
Nanuet, NY$3,273/mo34.6%stretched
Westbury, NY$3,284/mo34.7%stretched
Levittown, NY$3,303/mo34.9%stretched
Huntington Station, NY$3,317/mo35%stretched
Huntington, NY$3,321/mo35.1%stretched
Ossining, NY$3,368/mo35.6%stretched
Massapequa, NY$3,438/mo36.3%stretched
Eastchester, NY$3,450/mo36.4%stretched
Port Jefferson, NY$3,453/mo36.5%stretched
Rockville Centre, NY$3,465/mo36.6%stretched
Mineola, NY$3,467/mo36.6%stretched
Hempstead, NY$3,480/mo36.7%stretched
Oceanside, NY$3,475/mo36.7%stretched
Woodbury, NY$3,509/mo37%stretched
Uniondale, NY$3,545/mo37.4%stretched
Oyster Bay, NY$3,565/mo37.6%stretched
Tivoli, NY$3,650/mo38.5%stretched
Long Beach, NY$3,653/mo38.6%stretched
Glen Cove, NY$3,721/mo39.3%stretched
West Hempstead, NY$3,781/mo39.9%stretched
Irvington, NY$3,788/mo40%stretched
Port Washington, NY$3,846/mo40.6%rent-burdened
Washingtonville, NY$3,850/mo40.6%rent-burdened
Mamaroneck, NY$3,906/mo41.2%rent-burdened
Farmingville, NY$3,983/mo42%rent-burdened
Sleepy Hollow, NY$3,980/mo42%rent-burdened
Centereach, NY$4,058/mo42.8%rent-burdened
Purchase, NY$4,101/mo43.3%rent-burdened
New Hyde Park, NY$4,111/mo43.4%rent-burdened
New York, NY$4,170/mo44%rent-burdened
Dobbs Ferry, NY$4,216/mo44.5%rent-burdened
Southold, NY$4,250/mo44.9%rent-burdened
West Harrison, NY$4,350/mo45.9%rent-burdened
Harrison, NY$4,566/mo48.2%rent-burdened
Great Neck, NY$4,970/mo52.5%severely rent-burdened
Plainview, NY$5,081/mo53.6%severely rent-burdened
Garden City, NY$6,075/mo64.1%severely rent-burdened
Larchmont, NY$6,849/mo72.3%severely rent-burdened
Rye, NY$8,099/mo85.5%severely rent-burdened
Scarsdale, NY$8,839/mo93.3%severely rent-burdened
Hampton Bays, NY$9,761/mo103%severely rent-burdened
East Quogue, NY$13,000/mo137.2%severely rent-burdened
Southampton, NY$17,483/mo184.6%severely rent-burdened
Methodology: Salary is the BLS-derived state estimate for New York. Rent is the latest ZORI monthly value for each city. Affordability uses the 30% rule (rent ≤ 30% of gross income).