Can A Physical Therapist Afford Rent in New York, NY?

Rent-burdened — rent takes 43.6% of gross income.

New York rent: June 2026. Salary: BLS OEWS May 2024 (New York state estimate).

New York median rent
$4,133/mo
Physical Therapist salary (New York)
$113,669/yr
Rent as % of income
43.6%
Gross monthly income works out to about $9,472, and the 30% rule supports up to $2,842/mo in rent. New York's median rent of $4,133 exceeds that threshold by $1,291/mo, putting a physical therapist salary into the rent-burdened range here. A physical therapist works roughly 75.6 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These New York cities have lower median rent than New York, which improves the affordability math on a physical therapist salary:

Port Washington, NY
$4,117/mo (43.5% of income)
New Hyde Park, NY
$4,111/mo (43.4% of income)
Port Washington, NY
$4,100/mo (43.3% of income)

Compare with full rent data for New York

View full rent data for New York, NY

Frequently asked questions

Can a physical therapist afford rent in New York, NY?

Median rent in New York is $4,133 a month. A typical physical therapist in New York earns about $113,669 a year, which makes that rent 43.6% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a physical therapist afford in New York?

Using the 30% rule, a physical therapist salary in New York (~$113,669/yr) supports up to $2,842 a month in rent. New York's current median rent is $4,133/mo, which is $1,291/mo over the affordability threshold.

How many hours does a physical therapist work to cover rent in New York?

At an hourly equivalent of about $55 an hour, a physical therapist in New York works roughly 75.6 hours a month to cover New York's median rent of $4,133.

Where is rent cheaper than New York for a physical therapist?

Nearby New York cities with lower median rent include Port Washington ($4,117/mo), New Hyde Park ($4,111/mo), Port Washington ($4,100/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for New York, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.