Can A Physical Therapist Afford Rent in Loveland, OH?

Comfortably affordable — rent takes 23.1% of gross income.

Loveland rent: June 2026. Salary: BLS OEWS May 2024 (Ohio state estimate).

Loveland median rent
$1,804/mo
Physical Therapist salary (Ohio)
$93,727/yr
Rent as % of income
23.1%
Gross monthly income works out to about $7,811, and the 30% rule supports up to $2,343/mo in rent. Loveland's median rent of $1,804 leaves roughly $539/mo of headroom under that threshold. A physical therapist works roughly 40 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Ohio cities have lower median rent than Loveland, which improves the affordability math on a physical therapist salary:

Lebanon, OH
$1,801/mo (23.1% of income)
West Chester, OH
$1,801/mo (23.1% of income)
Oxford, OH
$1,800/mo (23% of income)

Compare with full rent data for Loveland

View full rent data for Loveland, OH

Frequently asked questions

Can a physical therapist afford rent in Loveland, OH?

Median rent in Loveland is $1,804 a month. A typical physical therapist in Ohio earns about $93,727 a year, which makes that rent 23.1% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Loveland?

Using the 30% rule, a physical therapist salary in Ohio (~$93,727/yr) supports up to $2,343 a month in rent. Loveland's current median rent is $1,804/mo, which leaves a $539/mo buffer.

How many hours does a physical therapist work to cover rent in Loveland?

At an hourly equivalent of about $45 an hour, a physical therapist in Ohio works roughly 40 hours a month to cover Loveland's median rent of $1,804.

Where is rent cheaper than Loveland for a physical therapist?

Nearby Ohio cities with lower median rent include Lebanon ($1,801/mo), West Chester ($1,801/mo), Oxford ($1,800/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Ohio state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Loveland, OH. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.