Can A Physical Therapist Afford Rent in Lock Haven, PA?

Comfortably affordable — rent takes 10.8% of gross income.

Lock Haven rent: June 2026. Salary: BLS OEWS May 2024 (Pennsylvania state estimate).

Lock Haven median rent
$890/mo
Physical Therapist salary (Pennsylvania)
$98,713/yr
Rent as % of income
10.8%
Gross monthly income works out to about $8,226, and the 30% rule supports up to $2,468/mo in rent. Lock Haven's median rent of $890 leaves roughly $1,578/mo of headroom under that threshold. A physical therapist works roughly 18.8 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Pennsylvania cities have lower median rent than Lock Haven, which improves the affordability math on a physical therapist salary:

Johnstown, PA
$888/mo (10.8% of income)
Altoona, PA
$887/mo (10.8% of income)
Ambridge, PA
$885/mo (10.8% of income)

Compare with full rent data for Lock Haven

View full rent data for Lock Haven, PA

Frequently asked questions

Can a physical therapist afford rent in Lock Haven, PA?

Median rent in Lock Haven is $890 a month. A typical physical therapist in Pennsylvania earns about $98,713 a year, which makes that rent 10.8% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Lock Haven?

Using the 30% rule, a physical therapist salary in Pennsylvania (~$98,713/yr) supports up to $2,468 a month in rent. Lock Haven's current median rent is $890/mo, which leaves a $1,578/mo buffer.

How many hours does a physical therapist work to cover rent in Lock Haven?

At an hourly equivalent of about $47 an hour, a physical therapist in Pennsylvania works roughly 18.8 hours a month to cover Lock Haven's median rent of $890.

Where is rent cheaper than Lock Haven for a physical therapist?

Nearby Pennsylvania cities with lower median rent include Johnstown ($888/mo), Altoona ($887/mo), Ambridge ($885/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Pennsylvania state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Lock Haven, PA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.