Can A Physical Therapist Afford Rent in Cumberland, RI?

Comfortably affordable — rent takes 25% of gross income.

Cumberland rent: June 2026. Salary: BLS OEWS May 2024 (Rhode Island state estimate).

Cumberland median rent
$2,160/mo
Physical Therapist salary (Rhode Island)
$103,698/yr
Rent as % of income
25%
Gross monthly income works out to about $8,642, and the 30% rule supports up to $2,592/mo in rent. Cumberland's median rent of $2,160 leaves roughly $432/mo of headroom under that threshold. A physical therapist works roughly 43.3 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Rhode Island cities have lower median rent than Cumberland, which improves the affordability math on a physical therapist salary:

Providence, RI
$2,159/mo (25% of income)
North Smithfield, RI
$2,158/mo (25% of income)
Warwick, RI
$2,139/mo (24.8% of income)

Compare with full rent data for Cumberland

View full rent data for Cumberland, RI

Frequently asked questions

Can a physical therapist afford rent in Cumberland, RI?

Median rent in Cumberland is $2,160 a month. A typical physical therapist in Rhode Island earns about $103,698 a year, which makes that rent 25% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Cumberland?

Using the 30% rule, a physical therapist salary in Rhode Island (~$103,698/yr) supports up to $2,592 a month in rent. Cumberland's current median rent is $2,160/mo, which leaves a $432/mo buffer.

How many hours does a physical therapist work to cover rent in Cumberland?

At an hourly equivalent of about $50 an hour, a physical therapist in Rhode Island works roughly 43.3 hours a month to cover Cumberland's median rent of $2,160.

Where is rent cheaper than Cumberland for a physical therapist?

Nearby Rhode Island cities with lower median rent include Providence ($2,159/mo), North Smithfield ($2,158/mo), Warwick ($2,139/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Rhode Island state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cumberland, RI. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.