Can A Physical Therapist Afford Rent in Covington, TN?
Comfortably affordable — rent takes 14.4% of gross income.
Covington rent: June 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Tennessee cities have lower median rent than Covington, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Covington
View full rent data for Covington, TN →Frequently asked questions
Can a physical therapist afford rent in Covington, TN?
Median rent in Covington is $1,100 a month. A typical physical therapist in Tennessee earns about $91,733 a year, which makes that rent 14.4% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Covington?
Using the 30% rule, a physical therapist salary in Tennessee (~$91,733/yr) supports up to $2,293 a month in rent. Covington's current median rent is $1,100/mo, which leaves a $1,193/mo buffer.
How many hours does a physical therapist work to cover rent in Covington?
At an hourly equivalent of about $44 an hour, a physical therapist in Tennessee works roughly 24.9 hours a month to cover Covington's median rent of $1,100.
Where is rent cheaper than Covington for a physical therapist?
Nearby Tennessee cities with lower median rent include Athens ($1,099/mo), Chattanooga ($1,089/mo), Knoxville ($1,086/mo). Each shifts the affordability math materially on a physical therapist salary.